Worcester County and Gardner City property record for 41 Central St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4.5 ba · 4,484 sqft · built 1868 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $98 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R27 B:17 L:9 |
| Primary APN | GARD M:R27 B:17 L:9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 4,484 sqft Living Area |
| Gross Area | 8,466 sqft |
| Year Built | Built 1868 |
|---|---|
| Effective Year Built | Effective 1868 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 49,658 sqft (1.14 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 41 CENTRAL ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ESTATE GRACE A HOWE |
| Legal Block | 17 |
| Legal Lot Number | 9 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN GARD M:R27 B:17 L:9
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 CENTRAL ST, BALDWINVILLE, MA 01436-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98.00 (-98.99%) | $688,500 (+6.1%) Land $93,500 Building $595,000 | $570,380 |
| 2024 | $9,727.00 (+22.99%) | $648,900 (+32.35%) Land $85,200 Building $563,700 | |
| 2023 | $7,909.00 | $490,300 Land $84,100 Building $406,200 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Gardner Uptown Historic District listed 1999 · 88 contributing resources · NRIS 99000660 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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