28 Central St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 28 Central St, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property Type	Restaurant
Details	2 ba · 14,078 sqft · built 1900
Lot Size	0.276 acres (12,018 sqft)
Owner	Company Name on File
Last Sale	$55,000 (Jan 2020)
Tax Bill	$32 (2025)
Deeds & Mortgages	Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`M:Q-26 B:0001 L:0013`

Property Details

APN / Parcel Number

Primary APN	`M:Q-26 B:0001 L:0013`
Alternative APN	`GARD M:R27 B:17 L:13`

Interior

Full Baths	2 Baths
Units	5 Units
Stories	1 Story
Building Area	14,078 sqft Total Area
Gross Area	19,208 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	12,018 sqft (0.276 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	28 CENTRAL ST
City	GARDNER
State	MA
Zip	01440
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Subdivision	LAND GEORGE A & CLAUDIA W GAGN
Legal Block	17
Legal Lot Number	13
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3012
Census Tract	707500

Owner

Source: Worcester County and Gardner City records · APN M:Q-26 B:0001 L:0013

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	425 CAMBRIDGE ST, CAMBRIDGE, MA 02141-1117
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 10, 2020 · Amount on Record
Deed Sale	Jan 10, 2020 · Amount on Record
Prior Sale	Oct 13, 2016 · Amount on Record
Deed Document Number	20202763
Deed Book / Page	61725 / 216
Record Updated	Jun 08, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jan 10, 2020
Property Address	28 CENTRAL ST, GARDNER, MA 01440
Document Number	61725-216
Book / Page	061725 / 000216
Instrument Date	Jan 09, 2020
Instrument	2763
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$250.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	28 CENTRAL ST GARDNER MA 01440, GARDNER, MA 01440

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$32.00 (-98.92%)	$223,800 (+12.75%) Land $61,800 Building $162,000
2024	$2,976.00	$198,500 Land $58,900 Building $139,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277075003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Gardner Uptown Historic District listed 1999 · 88 contributing resources · NRIS 99000660

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Gateway Fiber Holdings, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.