41 Benedict Dr, Rochester, NY 14624 Property Records

Monroe County and Chili Town property record for 41 Benedict Dr, Rochester, NY 14624

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,432 sqft · built 1990
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,018 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`COM-0002425`

Property Details

APN / Parcel Number

Primary APN	`COM-0002425`
Alternative APNs	`22001332000002089000` `262200 133.20-2-89`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,432 sqft Living Area
1st Floor Area	784 sqft
2nd Floor Area	648 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Composition/Composite
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	128 ft deep x 98.4 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	COM-0002425
Street Address	41 BENEDICT DR
City	ROCHESTER
State	NY
Zip	14624-4825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	LOT 16 3000 ACRE TRACT MAPLE GROVE SUB SHEET 2 L-9 258-57 6/89
Legal Block	2
Legal Lot Number	89.000
Jurisdiction	MONROE NY
Township / Civil Division	CHILI
Census Block Group	4
Census Block	4000
Census Tract	14504

Owner

41 Benedict Dr is owned and occupied by two individuals.

Source: Monroe County and Chili Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 BENEDICT DR, ROCHESTER, NY 14624-4825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 23, 2020	Loan Modification, Mortgage · Conventional with PMI CITIZENS BK NA
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	41 BENEDICT DR, ROCHESTER, NY 14624-4825
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 BENEDICT DR, ROCHESTER, NY 14624-4825

Mortgage

Document Number	0000000130
Date	Jul 18, 2022
Book Page	29976/259
Instrument	202207180130

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 29, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	41 BENEDICT DR, ROCHESTER, NY 14624-4825
Document Number	0000000782
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 BENEDICT DR ROCHESTER NY 146244825, ROCHESTER, NY 14624-4825

Mortgage

Document Number	0000000782
Date	Jul 7, 2020
Book Page	028603/000263
Instrument	782

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 6, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	41 BENEDICT DR, ROCHESTER, NY 14624-4825
Document Number	0000000203
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	FLOWER CITY ABS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 BENEDICT DR ROCHESTER NY 146244825, ROCHESTER, NY 14624-4825

Mortgage

Document Number	0000000203
Date	Jul 1, 2020
Book Page	028592/000527
Instrument	203

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 30, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 41 Benedict Dr was $7,018 with a homeowner's exemption, up 0.4% from the year before.

Source: Monroe County and Chili Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Chili Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,018.00 (+0.41%) Homeowner's exemption
2025	$6,989.00	$232,600 Land $42,400 Building $190,200	$237,300 Land $43,257 Building $194,043
2023		$171,910 (+7.78%) Land $33,900 Building $138,010	$214,900 (+22.59%) Land $42,377 Building $172,523
2022		$159,500 Land $33,900 Building $125,600	$175,300 Land $37,258 Building $138,042
2021	$5,927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Benedict Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Benedict Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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