Glynn County property record for 41 Bay Tree Ct E, Saint Simons Island, GA 31522
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,486 sqft · built 1987 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (May 2007) |
| Tax Bill | $4,182 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 04-08104 |
| Primary APN | 04-08104 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,486 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Porch | Porch |
| Porch Area | 99 sqft |
| Patio Area | 639 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 41 BAY TREE CT E |
|---|---|
| City | SAINT SIMONS ISLAND |
| State | GA |
| Zip | 31522-5202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDG |
| Legal Description | 41 BAY TREE COTTAGES |
| Legal Subdivision | 0028-00 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | GLYNN GA |
| Township / Civil Division | ST. SIMONS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 303 |
Source: Glynn County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 BAY TREE CT E, SAINT SIMONS ISLAND, GA 31522-5202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2007 · Amount on File |
| Deed Sale | May 10, 2007 · Amount on File |
| Prior Sale | May 26, 2005 · Amount on File |
| Deed Document Number | 20072587 |
| Deed Book / Page | 2248 / 17 |
| Record Updated | Oct 29, 2026 |
Source: Glynn County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Glynn County |
| Unified School District | Glynn County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,182.00 (+5.05%) | $166,760 (+5.04%) Land $40,000 Building $126,760 | $416,900 (+5.04%) Land $100,000 Building $316,900 |
| 2025 | $3,981.00 (+34.04%) | $158,760 (+1.72%) Land $32,000 Building $126,760 | $396,900 (+1.72%) Land $80,000 Building $316,900 |
| 2023 | $156,080 (+31.78%) Land $26,000 Building $130,080 | $390,200 (+31.78%) Land $65,000 Building $325,200 | |
| 2022 | $2,970.00 | $118,440 Land $26,000 Building $92,440 | $296,100 Land $65,000 Building $231,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 572 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 687 units insured incl. 115 condo units |
| Nearby Flood Claims | 35 (2005–2024) |
| Claims Outside the SFHA | 3 of 35 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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