37 Bay Tree Ct E, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 37 Bay Tree Ct E, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,363 sqft · built 2020
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (May 2025)
Tax Bill	$6,053 (2026)
Deeds & Mortgages	Jun 2020 Transfer Jun 2020 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`04-08108`

Property Details

APN / Parcel Number

Primary APN	`04-08108`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,363 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	37 BAY TREE CT E
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-5202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDG
Legal Description	37 BAY TREE COTTAGES
Legal Subdivision	0028-00
Legal Block	1
Legal Lot Number	9
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1008
Census Tract	303

Owner

37 Bay Tree Ct E is owned by an individual who bought it in May 2025.

Source: Glynn County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	9030 STONY POINT PKWY, RICHMOND, VA 23235-1957
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 9, 2020	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY
Mar 23, 2020	Quit Claim Deed, Construction Loan · Line of Credit PRIMESOUTH BK
May 2, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2025 · Amount on File
Deed Sale	May 16, 2025 · Amount on File
Prior Sale	Nov 15, 2024
Deed Book / Page	5117 / 316
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLYNN GA
Recording Date	Jun 9, 2020
Property Address	37 BAY TREE CT E, ST SIMONS ISLAND, GA 31522-5202
Document Number	0042150287
Book / Page	004215 / 000287
Instrument Date	Jun 1, 2020
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	37 BAY TREE CT E ST SIMONS ISLAND GA 31522, ST SIMONS ISLAND, GA 31522

June 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	GLYNN GA
Recording Date	Jun 9, 2020
Property Address	37 BAY TREE CT E, ST SIMONS ISLAND, GA 31522-5202
Document Number	0042150290
Book / Page	004215 / 000290
Instrument Date	Jun 1, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$418.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	37 BAY TREE CT E ST ST SIMONS ISLAND GA 31522, ST SIMONS ISLAND, GA 31522

March 2020: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	GLYNN GA
Recording Date	Mar 23, 2020
Property Address	37 BAY TREE CT E, ST SIMONS ISLAND, GA 31522-5202
Document Number	0041770203
Book / Page	004177 / 000203
Instrument Date	Mar 20, 2020
Instrument	3413
Transaction Type	Construction Loan
Record Updated	May 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 BAY TREE CT E ST ST SIMONS ISLAND GA 31522, ST SIMONS ISLAND, GA 31522

Mortgage

Document Number	41770207
Date	Mar 23, 2020
Book Page	004177/000207
Instrument	3414

Lender

Name	PRIMESOUTH BK
Type	Bank
Address	BRUNSWICK, GA 31523

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 22, 2021

Interest

Rate Type	Adjustable Rate

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLYNN GA
Recording Date	May 2, 2019
Property Address	37 BAY TREE CT E, ST SIMONS ISLAND, GA 31522-5202
Document Number	0040270070
Book / Page	004027 / 000070
Instrument Date	Apr 26, 2019
Instrument	4256
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$55.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	37 BAY TREE CT E ST SIMONS ISLAND GA 31522, ST SIMONS ISLAND, GA 31522

Tax Assessment & Valuation

The 2026 property tax bill for 37 Bay Tree Ct E was $6,053, up 10.5% from the year before.

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,053.00 (+10.52%)	$241,360 (+10.51%) Land $40,000 Building $201,360	$603,400 (+10.51%) Land $100,000 Building $503,400
2025	$5,477.00	$218,400 Land $24,024 Building $194,376	$546,000 Land $60,060 Building $485,940
2023		$228,520 (+34.52%) Land $26,000 Building $202,520	$571,300 (+34.52%) Land $65,000 Building $506,300
2022	$4,260.00	$169,880 Land $26,000 Building $143,880	$424,700 Land $65,000 Building $359,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37 Bay Tree Ct E in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 572 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	687 units insured incl. 115 condo units
Nearby Flood Claims	35 (2005–2024)
Claims Outside the SFHA	3 of 35
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 26 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Bay Tree Ct E is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 94% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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