Worcester County and Charlton Town property record for 41 Bay Path Rd, Charlton, MA 01507
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,039 sqft · built 1976 |
| Lot Size | 3.59 acres (156,642 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $283,000 (Dec 2017) |
| Tax Bill | $6,276 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Oct 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAR M:0038 B:000D L:00014-2 |
| Primary APN | CHAR M:0038 B:000D L:00014-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,039 sqft Living Area |
| Gross Area | 6,454 sqft |
| Basement Area | 1,656 sqft |
| Unfinished Basement | 1,656 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Cape Cod |
| Exterior Material | Logs |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 156,642 sqft (3.59 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 41 BAY PATH RD |
|---|---|
| City | CHARLTON |
| State | MA |
| Zip | 01507-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | D |
| Legal Lot Number | 14-2 |
| Jurisdiction | CHARLTON MA |
| Township / Civil Division | CHARLTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 756102 |
Source: Worcester County and Charlton Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 41 BAY PATH RD, CHARLTON, MA 01507-1403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Oct 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION |
| Jul 9, 2018 | Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FCU |
| Dec 29, 2017 | Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2017 · Amount on Record |
| Deed Sale | Dec 29, 2017 · Amount on Record |
| Deed Book / Page | 58263 / 274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLTON MA |
| Property Address | 41 BAY PATH RD, CHARLTON, MA 01507-1403 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0065812-79 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 65812/79 |
| Instrument | 112387 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLTON MA |
| Property Address | 41 BAY PATH RD, CHARLTON, MA 01507-1403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61227-169 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 61227/169 |
| Instrument | 108061 |
| Name | WEBSTER FIRST FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLTON MA |
| Property Address | 41 BAY PATH RD, CHARLTON, MA 01507-1403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59068-254 |
|---|---|
| Date | Jul 9, 2018 |
| Book Page | 59068/254 |
| Instrument | 68837 |
| Name | WEBSTER FIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLTON MA |
| Recording Date | Dec 29, 2017 |
| Property Address | 41 BAY PATH RD, CHARLTON, MA 01507-1403 |
| Document Number | 58263-274 |
| Book / Page | 58263 / 274 |
| Instrument | 146346 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.19 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 BAY PATH RD, CHARLTON, MA 01507-1403 |
| Document Number | 582630277 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 58263/0277 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 29, 2047 |
Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Charlton Town |
| Unified School District | Dudley-Charlton Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,276.00 (+1.65%) | $573,700 (+3.43%) Land $95,600 Building $478,100 | $647,233 (+23.45%) |
| 2025 | $6,174.00 (+3.78%) | $554,700 (+5.74%) Land $92,600 Building $462,100 | $524,305 (+12.17%) |
| 2024 | $5,949.00 (+4.63%) | $524,600 (+12.29%) Land $89,100 Building $435,500 | $467,400 |
| 2023 | $5,686.00 | $467,200 Land $82,800 Building $384,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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