33 Bay Path Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 33 Bay Path Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,356 sqft · built 1980
Lot Size	2.46 acres (107,158 sqft)
Owner	2 Individual Names on File
Last Sale	$262,000 (Dec 2019)
Tax Bill	$3,892 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0038 B:000D L:00003-1`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0038 B:000D L:00003-1`
Alternative APNs	`CHRL M:0038 B:000D L:00003-1` `M:0038 B:000D L:00003=1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	2,692 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2010
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	107,158 sqft (2.46 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	33 BAY PATH RD
City	CHARLTON
State	MA
Zip	01507-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	D
Legal Lot Number	3-1
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	3
Census Block	3004
Census Tract	756102

Owner

33 Bay Path Rd is owned and occupied by two individuals who bought it in December 2019.

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33 BAY PATH RD, CHARLTON, MA 01507-1403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 6, 2023	Deed of Trust, Mortgage · Line of Credit GEORGIA'S OWN CREDIT UNION
Mar 8, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 27, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2019 · Amount on File
Deed Sale	Dec 17, 2019 · Amount on File
Prior Sale	Mar 8, 2019 · Amount on File
Deed Document Number	2019137013
Deed Book / Page	61606 / 2
Prior Transfer Date	Sep 30, 2019
Prior Transfer Doc	00061606-2
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	33 BAY PATH RD, CHARLTON, MA 01507-1403
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064335-296
Date	Jan 27, 2021
Book Page	64335/296
Instrument	12771

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	33 BAY PATH RD, CHARLTON, MA 01507-1403
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069221-161
Date	Jun 6, 2023
Book Page	69221/161
Instrument	43918

Lender

Name	GEORGIA'S OWN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Mar 8, 2019
Property Address	33 BAY PATH RD, CHARLTON, MA 01507-1403
Document Number	60125-174
Book / Page	060125 / 000174
Instrument Date	Feb 28, 2019
Instrument	20448
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$752.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 BAY PATH RD CHARLTON MA 015071403, CHARLTON, MA 01507-1403

July 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHARLTON MA
Recording Date	Jul 27, 2017
Property Address	33 BAY PATH RD, CHARLTON, MA 01507-1403
Document Number	57482-315
Book / Page	057482 / 000315
Instrument Date	Jul 26, 2017
Instrument	80307
Transaction Type	Foreclosure
Record Updated	Aug 15, 2017

Transaction

Amount	Amount on Record
Tax	$866.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132

Tax Assessment & Valuation

The 2026 property tax bill for 33 Bay Path Rd was $3,892, up 1.6% from the year before.

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,892.00 (+1.59%)	$355,800 (+3.37%) Land $89,700 Building $266,100	$408,808 (+3.89%)
2025	$3,831.00 (+4.02%)	$344,200 (+5.97%) Land $86,700 Building $257,500	$393,490 (+10.45%)
2024	$3,683.00 (+2.25%)	$324,800 (+9.73%) Land $83,400 Building $241,400	$356,250
2023	$3,602.00	$296,000 Land $78,800 Building $217,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Bay Path Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Bay Path Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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