Monroe County property record for 41 Bay Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,024 sqft · built 1973 |
| Lot Size | 0.332 acres (14,455 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $98,700 (Jun 2024) |
| Tax Bill | $4,884 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00160860-000000 |
| Primary APN | 00160860-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,024 sqft Living Area |
| Gross Area | 2,648 sqft |
| 1st Floor Area | 2,024 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,455 sqft (0.332 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 840 sqft |
| Deck Area | 24 sqft |
| Patio Area | 794 sqft |
| Boat Access | Boat Access |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1206431 |
|---|---|
| Street Address | 41 BAY DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 6 LT 7 BAY POINT AMENDED PLAT SADDLEBUNCH KEYS PB3-75OR130-510 OR600-474 OR785-1440 OR928-991 OR2317-323 OR2325-1810 OR2661-190 OR2661-177 OR2664-125 OR2701-755 OR3280-0592 |
| Legal Range | 27E |
| Legal Township | 67S |
| Legal Section | 08 |
| Legal Subdivision | BAY POINT AMD PLAT |
| Legal Block | 6 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 971600 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 BAY DR, KEY WEST, FL 33040-6114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2024 · Amount on Record |
| Deed Sale | Jun 12, 2024 · Amount on Record |
| Prior Sale | Dec 3, 2013 · Amount on Record |
| Deed Document Number | 20242464852 |
| Deed Book / Page | 3280 / 592 |
| Prior Transfer Date | Dec 14, 2023 |
| Prior Transfer Doc | 0032800592 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $572,075 (-29.46%) | $1,489,442 (+9.37%) Land $1,127,490 Building $361,952 | |
| 2024 | $4,884.00 (-18.03%) | ||
| 2023 | $5,958.00 (+9.5%) Homeowner's exemption | $811,009 (+16.57%) | $1,361,856 (+30.4%) Land $1,007,224 Building $354,632 |
| 2022 | $5,441.00 Homeowner's exemption | $695,716 | $1,044,395 Land $676,494 Building $367,901 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 537 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 537 in force |
| Nearby Flood Claims | 1,085 (1980–2022) |
| Claims Outside the SFHA | 1 of 1,085 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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