Monroe County property record for 40 Bay Dr, Key West, FL 33040
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.247 acres (10,770 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,897 (2024) |
| Deeds & Mortgages | Jun 2020 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00160490-000000 |
| Primary APN | 00160490-000000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,770 sqft (0.247 acres) |
|---|
| Account Number | 1206067 |
|---|---|
| Old Parcel Number | 08672700160490000000 |
| Street Address | 40 BAY DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6115 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | BK 5 LT 20 BAY POINT AMENDED PLAT SADDLEBUNCH KEYS PB-3-75 OR110-223 OR211-60/61 OR887-465 OR3027-0961 |
| Legal Range | 27E |
| Legal Township | 67S |
| Legal Section | 08 |
| Legal Subdivision | BAY POINT AMD PLAT |
| Legal Block | 5 |
| Legal Lot Number | 20 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 971600 |
40 Bay Dr, residential vacant land, is held in a trust since June 2020.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 38 BAY DR, KEY WEST, FL 33040-6115 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 18, 2020 |
| Transfer Doc | 0030270961 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 18, 2020 |
| Property Address | 40 BAY DR, KEY WEST, FL 33040-6115 |
| Document Number | 0030270961 |
| Book / Page | 003027 / 000961 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 2269755 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 38 BAY DR KEY WEST FL 330406115, KEY WEST, FL 33040-6115 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $248,114 Land $248,114 | $248,114 Land $248,114 | |
| 2024 | $1,897.00 (-3.95%) | ||
| 2023 | $1,975.00 (+24.45%) | $309,503 (+49.38%) Land $309,503 | $309,503 (+49.38%) Land $309,503 |
| 2022 | $1,587.00 | $207,188 Land $207,188 | $207,188 Land $207,188 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Bay Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 537 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 537 in force |
| Nearby Flood Claims | 1,085 (1980–2022) |
| Claims Outside the SFHA | 1 of 1,085 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40 Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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