41 Ballard St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 41 Ballard St, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Architecture Style	Bungalow
Year Built	Built 1920
Square Footage	1,080 sqft Living Area
Lot Size	10,502 sqft (0.241 acres)
Occupancy	Owner Occupied
Tax Bill	$5,404.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-H B:0014 L:0021`
Alternative APNs	`M:006=H B:0014 L:0021` `3791013`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,080 sqft Living Area
Gross Area	2,484 sqft Gross Area
1st Floor	1,080 sqft 1st Floor
Basement Area	984 sqft Basement
Unfinished Basement	984 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,502 sqft (0.241 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	3791013
Street Address	41 BALLARD ST
City	SAUGUS
State	MA
Zip	01906-1733
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	14
Legal Lot Number	21
Jurisdiction	SAUGUS MA
Minor Civil Division	SAUGUS
Census Blockgroup	1
Census Block	1025
Census Tract	208102

Owner

Source: Essex County and Saugus Town records · APN SAUG M:006-H B:0014 L:0021

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	41 BALLARD ST, SAUGUS, MA 01906-1733
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	41 BALLARD ST, SAUGUS, MA 01906-1733
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40325-514
Date	Sep 29, 2021
Book Page	40325/514
Instrument	20210929001300

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,404.00 (+6.8%)	$506,000 (+6.5%) Land $298,700 Building $207,300	$521,170
2024	$5,060.00 (+0.1%)	$475,100 (+5.84%) Land $271,500 Building $203,600
2023	$5,055.00	$448,900 Land $244,400 Building $204,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	10.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.