40 Ballard St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 40 Ballard St, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,152 sqft · built 1956
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Nov 2013)
Tax Bill$5,497 (2026)
Flood ZoneZone AE (high risk)
APNSAUG M:006-H B:0007 L:0003

Property Details

APN / Parcel Number

Primary APNSAUG M:006-H B:0007 L:0003
Alternative APNs
  • M:006=H B:0007 L:0003
  • 9204035

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,152 sqft Living Area
Gross Area2,756 sqft
1st Floor Area768 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number9204035
Street Address40 BALLARD ST
CitySAUGUS
StateMA
Zip01906-1736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal Block7
Legal Lot Number3
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group1
Census Block1001
Census Tract208102

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address26 NELSON ST, LYNN, MA 01905-2332
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2013 · Amount on Record
Deed SaleNov 5, 2013 · Amount on Record
Deed Book / Page32937 / 194
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,497.00 (+3.58%)$527,500 (+6.16%) Land $310,300 Building $217,200$516,672 (-3.67%)
2025$5,307.00 (+6.46%)$496,900 (+6.15%) Land $280,500 Building $216,400$536,370
2024$4,985.00 (+1.92%)$468,100 (+7.76%) Land $255,000 Building $213,100
2023$4,891.00$434,400 Land $229,500 Building $204,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 46 policies
Nearby Flood Policies46 in force
Nearby Flood Claims58 (1978–2024)
Claims Outside the SFHA4 of 58
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2006 · 6 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims
  • Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on Ballard St

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