41 Ave D, Key Largo, FL 33037 Property Records

Monroe County property record for 41 Ave D, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,110 sqft · built 2004
Lot Size	0.085 acres (3,700 sqft)
Owner	Individual Name on File
Last Sale	$980,000 (Jun 2024)
Tax Bill	$6,234 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2025 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00459780-000000`

Property Details

APN / Parcel Number

Primary APN	`00459780-000000`
Alternative APNs	`22613900459780000000` `1563293`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,110 sqft Living Area
1st Floor Area	902 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,700 sqft (0.085 acres)
Lot Dimensions	80 ft deep x 45 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	851 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	272 sqft
Deck Area	90 sqft
Patio Area	115 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1563293
Street Address	41 AVENUE D
City	KEY LARGO
State	FL
Zip	33037-2624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK 5 LT 7 AND N 1/2 BARRICADE KEY LARGO TRAILER VILLAGE KEY LARGO PB5-43 OR373-834 OR407-791 OR424-906 OR424-907 OR786-400 OR800-726 OR946-1779 OR976-972 OR1041-1692 OR1041-1694 OR1042-178 OR1087-728 OR1200-741 OR1308-2234 OR1323-1555 OR1323-1556 OR1
Legal Range	39E
Legal Township	61S
Legal Section	22
Legal Subdivision	KEY LARGO TRAILER VILLAGE
Legal Block	5
Legal Lot Number	7
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1017
Census Tract	970400

Owner

Source: Monroe County records · APN 00459780-000000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1351 W GOLFVIEW DR, PEMBROKE PINES, FL 33026-3112
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2024 · Amount on Record
Deed Sale	Jun 04, 2024 · Amount on Record
Prior Sale	Sep 20, 1994 · Amount on Record
Deed Document Number	20242464055
Deed Book / Page	3279 / 312
Prior Transfer Date	Jun 03, 2024
Prior Transfer Doc	0032790310
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	41 AVENUE D, KEY LARGO, FL 33037-2624
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 AVENUE D, KEY LARGO, FL 33037-2624

Mortgage

Document Number	0033581500
Date	Dec 18, 2025
Book Page	3358/1500
Instrument	2525941

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2055

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	41 AVENUE D, KEY LARGO, FL 33037-2624
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 AVENUE D, KEY LARGO, FL 33037-2624

Mortgage

Document Number	0033450597
Date	Sep 17, 2025
Book Page	3345/597
Instrument	2515531

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$834,859 (+8.39%) Land $465,035 Building $369,824	$834,859 (+8.39%) Land $465,035 Building $369,824
2024	$6,234.00 (+6.64%)
2023	$5,846.00 (+15.92%)	$770,212 (+21.42%) Land $484,200 Building $286,012	$770,212 (+21.42%) Land $484,200 Building $286,012
2022	$5,043.00	$634,332 Land $342,000 Building $292,332	$634,332 Land $342,000 Building $292,332

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 147 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	151 units insured incl. 4 condo units
Nearby Flood Claims	160 (1979–2022)
Claims Outside the SFHA	3 of 160
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims Hurricane Wilma, Oct 2005 · 75 claims Hurricane Irene, Oct 1999 · 14 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 414 locations within half a mile of this property.

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