Monroe County property record for 27 Ave D, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,584 sqft · built 2009 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,090,000 (Jul 2026) |
| Tax Bill | $3,219 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00459800-000000 |
| Primary APN | 00459800-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Flooring | Ceramic Tile |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,600 sqft (0.083 acres) |
| Lot Dimensions | 80 ft deep x 45 ft wide |
| Garage Type | Covered |
| Garage Area | 384 sqft |
| Pool Area | 308 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 720 sqft |
| Deck Area | 48 sqft |
| Patio Area | 1,218 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1563315 |
|---|---|
| Street Address | 27 AVENUE D |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 5 LT 9 KEY LARGO TRAILER VILLAGE KEY LARGO PB5-43 OR229-606 OR816-1525 CASE #82-139-CP-12 OR853-1960/1961 OR897-890 OR897-891 OR1135-1257Q/C OR1177-1755CQC OR1177-1756CQC OR1177-1757 OR1177-1758QC OR1548-529R/S OR2053-281 OR2197-2011C |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | KEY LARGO TRAILER VILLAGE |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
27 Ave D is owned and occupied by two individuals who bought it in July 2026.
Source: Monroe County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9021 SW 103RD ST, MIAMI, FL 33176-3082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on File |
| Deed Sale | Jul 31, 2026 · Amount on File |
| Prior Sale | Nov 20, 1998 · Amount on File |
| Deed Document Number | 20262554367 |
| Deed Book / Page | 3395 / 561 |
| Prior Transfer Date | Aug 2, 2004 |
| Prior Transfer Doc | 0020530281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 31, 2026 |
| Property Address | 27 AVENUE D, KEY LARGO, FL 33037-2624 |
| Document Number | 0002554367 |
| Book / Page | 3395 / 561 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 20262554367 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770,630.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9021 SW 103RD ST, MIAMI, FL 33176-3082 |
| Document Number | 0002554368, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 20262554368 |
| Name | SOUTH STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 27 Ave D was $3,219 with a homeowner's exemption, up 2.1% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,219.00 (+2.09%) Homeowner's exemption | $369,747 | $987,645 Land $461,700 Building $525,945 |
| 2024 | $3,153.00 (+5.17%) | ||
| 2023 | $2,998.00 (+5.97%) Homeowner's exemption | $348,862 (+3%) | $882,948 (+12.6%) Land $428,400 Building $454,548 |
| 2022 | $2,829.00 Homeowner's exemption | $338,701 | $784,177 Land $324,000 Building $460,177 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 27 Ave D in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 147 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 151 units insured incl. 4 condo units |
| Nearby Flood Claims | 160 (1979–2022) |
| Claims Outside the SFHA | 3 of 160 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Ave D is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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