Westerly Town property record for 41 Atlantic Ave, Westerly, RI 02891 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2022 |
| Square Footage | 3,986 sqft Living Area |
| Lot Size | 14,792 sqft (0.34 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $28,989 (2020) |
| Tax Bill | $28,989.00 (2025) |
| Primary APN | WEST M:175 B:12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,986 sqft Living Area |
| Gross Area | 8,066 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 14,792 sqft (0.34 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 4000900 |
|---|---|
| Street Address | 41 ATLANTIC AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4301 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 12 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 1 |
| Census Block | 1064 |
| Census Tract | 51000 |
Source: Westerly Town records · APN WEST M:175 B:12
Assessment roll updated June 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 ATLANTIC AVE, WESTERLY, RI 02891-4301 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 12, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance HARBORONE MORTGAGE |
| Nov 20, 2020 | Warranty Deed, Construction Loan · Building or Construction Mortgage JANE B SIMPSON |
| Oct 26, 2020 | Tax Deed, Foreclosure NOT AVAILABLE |
| Jul 07, 2017 | Redemption Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on Record |
| Deed Sale | Nov 23, 2020 · Amount on Record |
| Prior Sale | Nov 20, 2020 · Amount on Record |
| Deed Doc Number | 20205952 |
| Deed Book / Page | 2020 / 26016 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 41 ATLANTIC AVE, WESTERLY, RI 02891-4301 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022-20623 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 2022/20623 |
| Instrument | 2022-5026 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 20, 2020 |
| Property Address | 41 ATLANTIC AVE, WESTERLY, RI 02891-4301 |
| Document Number | 2020-5823 |
| Book / Page | 002020 / 025823 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 5917 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 09, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 RESERVE CT WHITE PLAINS NY 10601, WHITE PLAINS, NY 10601 |
| Document Number | 2020-5825 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 002020/025825 |
| Instrument | 5918 |
| Name | JANE B SIMPSON |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 19, 2021 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Oct 26, 2020 |
| Property Address | 41 ATLANTIC AVE, WESTERLY, RI 02891-4301 |
| Document Number | 2020-2878 |
| Book / Page | 002020 / 022878 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 5227 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 10, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $26.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 BIRCH ISLAND RD WEBSTER MA 015701547, WEBSTER, MA 01570-1547 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jul 07, 2017 |
| Property Address | 41 ATLANTIC AVE, WESTERLY, RI 02891-4301 |
| Document Number | 2017-2239 |
| Book / Page | 002017 / 012239 |
| Instrument Date | May 07, 2017 |
| Instrument | 2983 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $9.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 146 RESERVOIR AVE PROVIDENCE RI 02907, PROVIDENCE, RI 02907 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $28,989.00 (+61.63%) | $4,077,200 (+118.7%) Land $2,789,800 Building $1,287,400 |
| 2023 | $17,935.00 (-10.39%) | $1,864,300 (-10.95%) Land $1,864,300 |
| 2022 | $20,015.00 | $2,093,600 Land $1,864,300 Building $229,300 |
41 Atlantic Ave is in FEMA Zone VE, inside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025
| FEMA Flood Zone | Zone VE 1% annual chance coastal, wave action, BFE determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | 14.0 ft vertical datum per the FIRM (NAVD88 on current maps) |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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