Westerly Town property record for 32 Atlantic Ave, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 4 ba · 2,414 sqft · built 2001 |
| Lot Size | 0.29 acres (12,614 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,500,000 (Dec 2019) |
| Tax Bill | $17,300 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | M:175 B:32-A L |
| Primary APN | M:175 B:32-A L |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,414 sqft Living Area |
| Gross Area | 5,181 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,614 sqft (0.29 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 20067530 |
|---|---|
| Street Address | 32 ATLANTIC AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4302 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 32 |
| Legal Lot Number | A |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 51000 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6 OLD CASTLE DR, NEWTOWN, CT 06470-1782 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Balloon Mortgage WESTERLY COMMUNITY CU |
| Oct 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG |
| Dec 16, 2019 | Trustee's Deed, Transfer MOVEMENT MTG |
| Jan 22, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2019 · Amount on Record |
| Deed Sale | Dec 16, 2019 · Amount on Record |
| Prior Sale | Jan 22, 2019 |
| Deed Document Number | 20195411 |
| Deed Book / Page | 2019 / 21623 |
| Prior Transfer Date | Dec 28, 2018 |
| Prior Transfer Doc | 2019-922 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 32 ATLANTIC AVE, WESTERLY, RI 02891-4302 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02021-5474 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 2021/5474 |
| Instrument | 2021-1196 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 32 ATLANTIC AVE, WESTERLY, RI 02891-4302 |
| Document Number | 2020-986 |
| Instrument Date | Oct 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 32 ATLANTIC AVE WESTERLY RI 028914302, WESTERLY, RI 02891-4302 |
| Document Number | 2020-986 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 002020/020986 |
| Instrument | 4771 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 4, 2035 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Dec 16, 2019 |
| Property Address | 32 ATLANTIC AVE, WESTERLY, RI 02891-4302 |
| Document Number | 2019-1623 |
| Book / Page | 002019 / 021623 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 5411 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5434 BELINDER RD FAIRWAY KS 662052428, FAIRWAY, KS 66205-2428 |
| Document Number | 2019-1627 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 002019/021627 |
| Instrument | 5413 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jan 22, 2019 |
| Property Address | 32 ATLANTIC AVE, WESTERLY, RI 02891-4302 |
| Document Number | 2019-922 |
| Book / Page | 002019 / 000922 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 245 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 32 ATLANTIC AVE WESTERLY RI 028914302, WESTERLY, RI 02891-4302 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,300.00 (-2.17%) | $2,433,200 (+32.36%) Land $1,537,900 Building $895,300 | $2,701,382 |
| 2023 | $17,684.00 (+24.83%) | $1,838,300 (+24.06%) Land $1,099,000 Building $739,300 | |
| 2022 | $14,166.00 | $1,481,800 Land $1,099,000 Building $382,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 456 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 50 condo units |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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