41 Ash St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 41 Ash St, Concord, MA 01742

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,326 sqft · built 1953
Lot Size0.459 acres (20,000 sqft)
Owner2 Individual Names on Record
Last Sale$630,000 (Jun 2016)
Tax Bill$191 (2025)
Deeds & MortgagesFeb 2021 Refinance
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNCONC M:7I B:962

Property Details

APN / Parcel Number

Primary APNCONC M:7I B:962
Alternative APNs
  • M:00007I B:00962-00000
  • 1095

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,326 sqft Living Area
Gross Area6,829 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1965
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,000 sqft (0.459 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1095
Street Address41 ASH ST
CityCONCORD
StateMA
Zip01742-2623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal Block962
JurisdictionCONCORD MA
Township / Civil DivisionCONCORD
Census Block Group3
Census Block3005
Census Tract361300

Owner

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41 ASH ST, CONCORD, MA 01742-2623
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BERKSHIRE BANK
Jul 18, 2018Deed of Trust, Mortgage · ARM
BERKSHIRE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2016 · Amount on Record
Deed SaleJun 27, 2016 · Amount on Record
Prior SaleMar 8, 2016
Deed Book / Page67511 / 422
Transfer Doc067511-422
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address41 ASH ST, CONCORD, MA 01742-2623
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number076841-300
DateFeb 1, 2021
Book Page76841/300
Instrument22394
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address41 ASH ST, CONCORD, MA 01742-2623
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number71337-217
DateJul 18, 2018
Book Page71337/217
Instrument107519
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.88%
Margin3

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionConcord Town
Elementary School DistrictConcord School District (PK - 08)
Secondary School DistrictConcord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$191.00 (-98.96%)$1,441,600 (+2.69%) Land $567,000 Building $874,600$1,406,380
2024$18,432.00 (+16.94%)$1,403,800 (+15.43%) Land $529,200 Building $874,600
2023$15,762.00$1,216,200 Land $504,100 Building $712,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims11 (1984–2012)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 18,788 people · EPA ID MA3067000
Water SourceSurface water
Last State InspectionAug 2024
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Concord Light Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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