21 Ash St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 21 Ash St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,544 sqft · built 1954
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Last Sale	$1,410,000 (Jun 2021)
Tax Bill	$186 (2025)
Deeds & Mortgages	Jun 2021 Sale Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CONC M:7I B:964`

Property Details

APN / Parcel Number

Primary APN	`CONC M:7I B:964`
Alternative APNs	`M:00007I B:00964-00000` `1097`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,544 sqft Living Area
Gross Area	5,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1097
Street Address	21 ASH ST
City	CONCORD
State	MA
Zip	01742-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Subdivision	RIDGEWAY
Legal Block	964
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3005
Census Tract	361300

Owner

21 Ash St is owned and occupied by an individual who bought it in June 2021.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	21 ASH ST, CONCORD, MA 01742-2623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Quit Claim Deed, Transfer
Nov 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Aug 31, 2011 · Amount on File
Deed Document Number	2021144138
Deed Book / Page	78102 / 375
Prior Transfer Date	Jun 23, 2021
Prior Transfer Doc	078102-375
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Jun 25, 2021
Property Address	21 ASH ST, CONCORD, MA 01742-2623
Document Number	078102-375
Book / Page	78102 / 375
Instrument Date	Jun 23, 2021
Instrument	144138
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 ASH ST, CONCORD, MA 01742-2623

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	21 ASH ST, CONCORD, MA 01742-2623
Document Number	71936-402
Instrument Date	Nov 23, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 ASH ST CONCORD MA 017422623, CONCORD, MA 01742-2623

Mortgage

Document Number	71936-402
Date	Nov 28, 2018
Book Page	071936/000402
Instrument	1301

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 21 Ash St was $186, down 99% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$186.00 (-98.97%)	$1,409,100 (+2.76%) Land $567,000 Building $842,100	$1,561,515
2024	$18,005.00 (+6.37%)	$1,371,300 (+5%) Land $529,200 Building $842,100
2023	$16,926.00	$1,306,000 Land $504,100 Building $801,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Ash St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1984–2012)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Ash St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Concord Light Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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