41 Algonquin Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 41 Algonquin Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,992 sqft · built 1955
Lot Size	0.344 acres (15,000 sqft)
Owner	Company Name on Record
Last Sale	$280,000 (Oct 2026)
Tax Bill	$2,084 (2026)
Deeds & Mortgages	Oct 2026 Sale Jul 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-140592`

Property Details

APN / Parcel Number

Primary APN	`07-140592`
Alternative APNs	`7140592` `140592`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,992 sqft Total Area
Utility Area	72 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	140592
Street Address	41 ALGONQUIN RD
City	CAMBRIDGE
State	MD
Zip	21613-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 2/100X150 BLK-D/IMPTS ALGONQUIN RD
Legal Subdivision	ALGONQUIN MANOR
Legal Block	D
Legal Lot Number	2
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4014
Census Tract	970702

Owner

Source: Dorchester County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	5918 GREENPOINT RD, EAST NEW MARKET, MD 21631-1651
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed, Transfer EASTERN TITLE, EASTERN SHORE TITLE
Jul 30, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
May 28, 2020	Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2026 · Amount on Record
Deed Sale	Oct 8, 2026 · Amount on Record
Prior Sale	May 28, 2020 · Amount on Record
Deed Book / Page	2046 / 243
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Oct 8, 2026
Property Address	41 ALGONQUIN RD, CAMBRIDGE, MD 21613-1022
Document Number	2046000243
Book / Page	2046 / 243
Instrument Date	Sep 30, 2026
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	EASTERN TITLE, EASTERN SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$282,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	5918 GREENPOINT RD, EAST NEW MARKET, MD 21631-1651

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Recording Date	Jul 30, 2026
Property Address	41 ALGONQUIN RD, CAMBRIDGE, MD 21613-1022
Document Number	2030000322
Book / Page	2030 / 322
Instrument Date	Jul 24, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	41 ALGONQUIN RD, CAMBRIDGE, MD 21613-1022

Mortgage

Document Number	2030000322,
Date	Jul 30, 2026
Book Page	2030/322

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jan 29, 2027

Interest

Rate	6.49%
Max Rate	-1%

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 28, 2020
Property Address	41 ALGONQUIN RD, CAMBRIDGE, MD 21613-1022
Document Number	0015760188
Book / Page	1576 / 188
Instrument Date	May 22, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CAMBRIDGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	41 ALGONQUIN RD, CAMBRIDGE, MD 21613-1022

Mortgage

Document Number	0001576196
Date	May 28, 2020
Instrument	1576/196

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,084.00 (-4.49%)	$177,300 (+8.04%) Land $61,200 Building $116,100	$177,300 (-4.63%) Land $61,200 Building $116,100
2025	$2,182.00 (+15.82%)
2023	$1,884.00	$164,100	$185,900 Land $61,200 Building $124,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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