32 Algonquin Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 32 Algonquin Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,404 sqft · built 1967
Lot Size	0.351 acres (15,295 sqft)
Owner	Individual Name on File
Last Sale	$228,500 (Jan 2020)
Tax Bill	$2,692 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-124791`

Property Details

APN / Parcel Number

Primary APN	`07-124791`
Alternative APNs	`7124791` `124791`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	15,295 sqft (0.351 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	124791
Street Address	32 ALGONQUIN RD
City	CAMBRIDGE
State	MD
Zip	21613-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 12 BLOCK C 32 ALGONQUIN ROAD CAMBRIDGE
Legal Subdivision	ALGONQUIN MANOR
Legal Block	C
Legal Lot Number	12
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4005
Census Tract	970702

Owner

32 Algonquin Rd is owned and occupied by an individual who acquired it in August 2023.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	32 ALGONQUIN RD, CAMBRIDGE, MD 21613-1001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 18, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Sep 20, 2023	Intrafamily Transfer, Transfer
Dec 30, 2019	Deed of Trust, Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020 · Amount on File
Deed Sale	Jan 13, 2020 · Amount on File
Prior Sale	Nov 29, 2012 · Amount on File
Deed Book / Page	1557 / 207
Last Transfer Date	Aug 14, 2023
Transfer Doc	0018340098
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	32 ALGONQUIN RD, CAMBRIDGE, MD 21613-1001
Transaction Type	Mortgage
Record Updated	May 15, 2024
Title Company	ATG TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 ALGONQUIN RD, CAMBRIDGE, MD 21613-1001

Mortgage

Document Number	0018730212
Date	Apr 30, 2024
Book Page	1873/212

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	32 ALGONQUIN RD, CAMBRIDGE, MD 21613-1001
Transaction Type	Mortgage
Record Updated	Dec 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018490248
Date	Dec 18, 2023
Book Page	1849/248

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Sep 20, 2023
Property Address	32 ALGONQUIN RD, CAMBRIDGE, MD 21613-1001
Document Number	0018340098
Book / Page	1834 / 98
Map Reference	LB RSM 3 FO 86
Instrument Date	Aug 14, 2023
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	32 ALGONQUIN RD, CAMBRIDGE, MD 21613-1001

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	32 ALGONQUIN RD, CAMBRIDGE, MD 21613-1001
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 ALGONQUIN RD CAMBRIDGE MD 216131001, CAMBRIDGE, MD 21613-1001

Mortgage

Document Number	15570216
Date	Dec 30, 2019
Book Page	001557/000216

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 32 Algonquin Rd was $2,692, down 6.2% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,692.00 (-6.2%)	$230,500 (-6.34%) Land $61,200 Building $169,300	$230,500 (-6.34%) Land $61,200 Building $169,300
2025	$2,870.00	$246,100 Land $61,200 Building $184,900	$246,100 Land $61,200 Building $184,900
2023	$2,358.00	$206,700	$246,100 Land $61,200 Building $184,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Algonquin Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Algonquin Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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