41 Acker Rd, Horseheads, NY 14845 Property Records

Chemung County and Veteran Town property record for 41 Acker Rd, Horseheads, NY 14845

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,080 sqft · built 1989
Lot Size4.94 acres (215,186 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Jul 2024)
Tax Bill$7,095 (2026)
Deeds & MortgagesDec 2025 Mortgage
Jul 2024 Sale
+ 1 more
APN074089 10.00-1-28

Property Details

APN / Parcel Number

Primary APN074089 10.00-1-28
Alternative APNs
  • 408901000000010280000000
  • 00002000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,080 sqft Living Area
1st Floor Area2,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialBrick
Lot Area215,186 sqft (4.94 acres)
Garage TypeAttached
Garage Area1,056 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area280 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number00002000
Street Address41 ACKER RD
CityHORSEHEADS
StateNY
Zip14845-9370
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionNEW RANCH HOUSE & ATT GAR APX 15% COMPLETE 2/26/91
Legal Block1
Legal Lot Number28.000
JurisdictionCHEMUNG NY
Township / Civil DivisionVETERAN
Census Block Group5
Census Block5011
Census Tract10200

Owner

Source: Chemung County and Veteran Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2502 SPAULDING DR, CORNING, NY 14830-3518
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed of Trust, Mortgage
COMMUNITY BANK NA
Jul 30, 2024Executor's Deed, Transfer
Jun 17, 2005Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2024 · Amount on Record
Deed SaleJul 30, 2024 · Amount on Record
Deed Document Number20249580
Prior Transfer DateJun 17, 2005
Prior Transfer Doc0000005061/000007001
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEMUNG NY
Property Address41 ACKER RD, HORSEHEADS, NY 14845-9370
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202518429
DateDec 19, 2025
Instrument202518429
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term229 Months
DueJan 1, 2045

July 2024: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionCHEMUNG NY
Recording DateJul 30, 2024
Property Address41 ACKER RD, HORSEHEADS, NY 14845-9370
Document Number0202409580
Instrument DateJul 16, 2024
Instrument202409580
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2502 SPAULDING DR, CORNING, NY 14830-3518
InvestorPossibly a Property Investor

June 2005: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEMUNG NY
Recording DateJun 17, 2005
Property Address41 ACKER RD, HORSEHEADS, NY 14845-9370
Document Number0000005061/0000070013
Book / Page0000005061 / 0000070013
Instrument DateJun 17, 2005
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Chemung County and Veteran Town assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChemung County
County SubdivisionVeteran Town
Unified School DistrictHorseheads Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,095.00 (-5.32%)
2025$7,494.00$290,000 (+23.4%) Land $44,700 Building $245,300$290,000 (-1.28%) Land $44,700 Building $245,300
2023$235,000 Land $22,700 Building $212,300$293,750 Land $28,375 Building $265,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Xtreme5G
Fixed Wireless
750 / 90
T-Mobile
Fixed Wireless
100 / 20

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