1 Acker Rd, Horseheads, NY 14845 Property Records

Chemung County and Veteran Town property record for 1 Acker Rd, Horseheads, NY 14845

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,416 sqft · built 1970
Lot Size2.54 acres (110,642 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Oct 2013)
Tax Bill$5,994 (2026)
Deeds & MortgagesMar 2021 Refinance
Mar 2021 Refinance
+ 2 more
APN074089 10.00-1-29.2

Property Details

APN / Parcel Number

Primary APN074089 10.00-1-29.2
Alternative APNs
  • 408901000000010290020000
  • 00001001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,416 sqft Living Area
1st Floor Area1,416 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialWood
Lot Area110,642 sqft (2.54 acres)
Garage TypeAttached
Parking Spaces1 Parking Space
PorchSlab
Porch Area248 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00001001
Street Address1 ACKER RD
CityHORSEHEADS
StateNY
Zip14845-9370
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number29.002
JurisdictionCHEMUNG NY
Township / Civil DivisionVETERAN
Census Block Group5
Census Block5011
Census Tract10200

Owner

1 Acker Rd is owned and occupied by an individual who acquired it in February 2021.

Source: Chemung County and Veteran Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1 ACKER RD, HORSEHEADS, NY 14845-9370
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST HERITAGE FEDERAL CREDIT UNION
Mar 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST HERITAGE FEDERAL CREDIT UNION
Mar 4, 2021Quit Claim Deed, Transfer
Quitclaim
Oct 18, 2013Deed, Transfer
FIRST HERITAGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2013 · Amount on File
Deed SaleOct 18, 2013 · Amount on File
Prior SaleAug 11, 1994 · Amount on File
Deed Book / Page20130 / 24748
Last Transfer DateFeb 17, 2021
Transfer Doc0202103153
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEMUNG NY
Property Address1 ACKER RD, HORSEHEADS, NY 14845-9370
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0202104076
DateMar 22, 2021
Instrument202104076
Lender
NameFIRST HERITAGE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueApr 1, 2041

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEMUNG NY
Property Address1 ACKER RD, HORSEHEADS, NY 14845-9370
Transaction TypeMortgage
Record UpdatedMay 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202104076
DateMar 22, 2021
Instrument202104076
Lender
NameFIRST HERITAGE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueApr 1, 2041

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEMUNG NY
Recording DateMar 4, 2021
Property Address1 ACKER RD, HORSEHEADS, NY 14845-9370
Document Number0202103153
Instrument DateFeb 17, 2021
Instrument202103153
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

October 2013: Deed, Transfer

Document TypeDeed
JurisdictionCHEMUNG NY
Recording DateOct 18, 2013
Property Address1 ACKER RD, HORSEHEADS, NY 14845-9370
Document Number0000020130/0000024748
Book / Page0000020130 / 0000024748
Instrument DateOct 18, 2013
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address333 RIDGE RD, HORSEHEADS, NY 14845-9383
InvestorPossibly a Property Investor

Mortgage

Document Number2013101800324749
DateOct 18, 2013
Instrument20131018-00324749
Lender
NameFIRST HERITAGE FEDERAL CREDIT UNION
TypeCredit Union
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1 Acker Rd was $5,994, up 9.8% from the year before.

Source: Chemung County and Veteran Town assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChemung County
County SubdivisionVeteran Town
Unified School DistrictHorseheads Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,994.00 (+9.82%)
2025$5,458.00$245,000 Land $32,700 Building $212,300$245,000 Land $32,700 Building $212,300
2023$114,000 Land $18,000 Building $96,000$142,500 Land $22,500 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1 Acker Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Acker Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Xtreme5G
Fixed Wireless
750 / 90
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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