Kane County property record for 40W871 Lenz Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,352 sqft · built 1977 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Oct 2021) |
| Tax Bill | $8,422 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-35-100-019 |
| Primary APN | 05-35-100-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,352 sqft Living Area |
| 1st Floor Area | 2,352 sqft |
| Basement Area | 1,176 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 217,800 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Street Address | 40W871 LENZ RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 850709 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40W871 LENZ RD, ELGIN, IL 60124-8632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Oct 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Jul 18, 2017 | Deed of Trust, Mortgage · Commercial Mortgage WEST SUBURBAN BANK |
| Aug 14, 2019 | Deed of Trust, Mortgage · Commercial Mortgage WEST SUBURBAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2021 · Amount on Record |
| Deed Sale | Oct 4, 2021 · Amount on Record |
| Prior Sale | May 6, 1999 · Amount on Record |
| Deed Document Number | 202175027 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 4, 2021 |
| Property Address | 40W871 LENZ RD, ELGIN, IL 60124-8632 |
| Document Number | 0000075027 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 2021K075027 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40W871 LENZ RD, 40W871, ELGIN, IL 60124-8632 |
| Name | Verified Name |
|---|---|
| Address | 673 COLUMBIA AVE, ELGIN, IL 60120-3948 |
| Document Number | 0000075028 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 2021K075028 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 40W871 LENZ RD, ELGIN, IL 60124-8632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036975 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 2017K036975 |
| Name | WEST SUBURBAN BANK |
|---|---|
| Type | Bank |
| Address | LOMBARD, IL 60148 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 40W871 LENZ RD, ELGIN, IL 60124-8632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036574 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 2019K036574 |
| Name | WEST SUBURBAN BANK |
|---|---|
| Type | Bank |
| Address | LOMBARD, IL 60148 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Campton Hills Village |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,422.00 (+7.53%) Homeowner's exemption | $134,670 (+7%) Land $44,398 Building $90,272 | $404,172 (+7%) Land $133,247 Building $270,924 |
| 2024 | $125,865 (+27.96%) Land $41,149 Building $84,716 | $377,746 (+28.01%) Land $123,496 Building $254,250 | |
| 2022 | $7,832.00 (+6.53%) Homeowner's exemption | $98,365 (+3.2%) Land $36,049 Building $62,316 | $295,095 (+3.2%) Land $108,147 Building $186,948 |
| 2021 | $7,352.00 Homeowner's exemption | $95,318 Land $34,774 Building $60,544 | $285,954 Land $104,322 Building $181,632 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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