Kane County property record for 40W870 Stonecrest Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,598 sqft · built 2002 |
| Lot Size | 1.03 acres (45,302 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $455,000 (Nov 2018) |
| Tax Bill | $14,434 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-14-302-007 |
| Primary APN | 05-14-302-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,598 sqft Living Area |
| 1st Floor Area | 2,598 sqft |
| Basement Area | 2,598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 45,302 sqft |
| Garage Type | Attached |
| Garage Area | 777 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 40W870 STONECREST DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 IN STONECREST SUBDIVISION |
| Legal Subdivision | STONECREST SUBD |
| Legal Block | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 850711 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 40W870 STONECREST DR, ELGIN, IL 60124-8143 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jan 2, 2026 | Intrafamily Transfer, Transfer |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK OF AURORA |
| Oct 1, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK |
| Nov 15, 2018 | Deed, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2018 · Amount on Record |
| Deed Sale | Nov 15, 2018 · Amount on Record |
| Prior Sale | Jun 26, 2002 · Amount on Record |
| Deed Document Number | 201855698 |
| Last Transfer Date | Sep 18, 2019 |
| Transfer Doc | 0000045911 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 2, 2026 |
| Property Address | 40W870 STONECREST DR, ELGIN, IL 60124-8143 |
| Document Number | 0000000061 |
| Map Reference | DOC 2000K072271 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 2026K000061 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40W870 STONECREST DR, ELGIN, IL 60124-8143 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 40W870 STONECREST DR, ELGIN, IL 60124-8143 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | WHEATLAND TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0000039563 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 2020K039563 |
| Name | OLD SECOND NATIONAL BANK OF AURORA |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 1, 2019 |
| Property Address | 40W870 STONECREST DR, ELGIN, IL 60124-8143 |
| Document Number | 0000045911 |
| Map Reference | DOC 200K072271 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 2019K045911 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | FOX TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40W870 STONECREST DRIVE, LLINOIS, IL |
| Document Number | 0000045912 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 2019K045912 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 15, 2018 |
| Property Address | 40W870 STONECREST DR, ELGIN, IL 60124-8143 |
| Document Number | 0000055698 |
| Map Reference | DOC2000K072271 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 2018K055698 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | AMERICAN NATIONAL TITLE SERV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3079 HUGHSDALE ST, ELGIN, IL 60124-8942 |
| Document Number | 0000055699 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 2018K055699 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,434.00 (-6.46%) Homeowner's exemption | $225,086 (+7.79%) Land $33,762 Building $191,324 | $675,528 (+7.79%) Land $101,327 Building $574,202 |
| 2024 | $15,431.00 (+12.41%) Homeowner's exemption | $208,819 (+24.39%) Land $31,322 Building $177,497 | $626,708 (+24.44%) Land $94,004 Building $532,704 |
| 2022 | $13,727.00 (+5.23%) Homeowner's exemption | $167,872 (+7.89%) Land $24,917 Building $142,955 | $503,616 (+7.89%) Land $74,751 Building $428,865 |
| 2021 | $13,045.00 Homeowner's exemption | $155,602 Land $24,072 Building $131,530 | $466,806 Land $72,216 Building $394,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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