Kane County property record for 40W850 Stonecrest Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,772 sqft · built 2001 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $94,000 (Mar 2001) |
| Tax Bill | $15,051 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-14-302-008 |
| Primary APN | 05-14-302-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,772 sqft Living Area |
| Basement Area | 1,886 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 46,174 sqft |
| Garage Type | Attached |
| Garage Area | 965 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 40W850 STONECREST DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 IN STONECREST SUBDIVISION, IN PLATO TOWNSHIP, KANE COUNTY, ILLINOIS |
| Legal Subdivision | STONECREST SUB |
| Legal Block | 2 |
| Legal Lot Number | 44 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 850711 |
40W850 Stonecrest Dr is owned and occupied by two individuals who bought it in March 2001.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40W850 STONECREST DR, ELGIN, IL 60124-8143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2001 · Amount on File |
| Deed Sale | Mar 9, 2001 · Amount on File |
| Deed Document Number | 200120596 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 40W850 STONECREST DR, ELGIN, IL 60124-8143 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000054248 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021K054248 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 40W850 STONECREST DR, ELGIN, IL 60124-8143 |
| Document Number | 0000064179 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40W850 STONECREST DR ELGIN IL 601248143, ELGIN, IL 60124-8143 |
| Document Number | 0000064179 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 64179 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 10, 2032 |
| Rate | 3.25% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,051.00 (+3.46%) Homeowner's exemption | $234,362 (+7.79%) Land $35,451 Building $198,911 | $703,367 (+7.79%) Land $106,396 Building $596,972 |
| 2024 | $217,425 (+22.45%) Land $32,889 Building $184,536 | $652,536 (+22.5%) Land $98,706 Building $553,830 | |
| 2022 | $14,548.00 (+0.78%) Homeowner's exemption | $177,563 (+3.51%) Land $26,162 Building $151,401 | $532,689 (+3.51%) Land $78,486 Building $454,203 |
| 2021 | $14,435.00 Homeowner's exemption | $171,542 Land $25,275 Building $146,267 | $514,626 Land $75,825 Building $438,801 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40W850 Stonecrest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40W850 Stonecrest Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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