40W830 Chippewa Pass, Elgin, IL 60124 Property Records

Kane County property record for 40W830 Chippewa Pass, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,190 sqft · built 1979
Lot Size	1.95 acres (84,942 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,500 (Dec 1998)
Tax Bill	$7,531 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-23-151-001`

Property Details

APN / Parcel Number

Primary APN	`05-23-151-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,190 sqft Living Area
Basement Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Lot Area	84,942 sqft
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	40W830 CHIPPEWA PASS
City	ELGIN
State	IL
Zip	60124-8214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CHIPPEWA
Legal Block	2
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2101
Census Tract	850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1255 S MICHIGAN AVE, 1210, CHICAGO, IL 60605-3298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 1998 · Amount on Record
Deed Sale	Dec 21, 1998 · Amount on Record
Deed Document Number	1998118602
Last Transfer Date	Aug 1, 2025
Transfer Doc	0000030900
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	40W830 CHIPPEWA PASS, ELGIN, IL 60124-8214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033495
Date	Jul 12, 2018
Instrument	2018K033495

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,531.00 (+5.34%)	$129,263 (+7.79%) Land $33,762 Building $95,501	$387,944 (+7.79%) Land $101,327 Building $286,618
2024		$119,921 (+25.82%) Land $31,322 Building $88,599	$359,907 (+25.87%) Land $94,004 Building $265,903
2022	$7,149.00 (+5.33%) Homeowner's exemption	$95,309 (+7.28%) Land $24,917 Building $70,392	$285,927 (+7.28%) Land $74,751 Building $211,176
2021	$6,787.00 Homeowner's exemption	$88,839 Land $24,072 Building $64,767	$266,517 Land $72,216 Building $194,301

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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