40W747 Chippewa Pass, Elgin, IL 60124 Property Records

Kane County property record for 40W747 Chippewa Pass, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,264 sqft · built 2000
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Jan 2024)
Tax Bill	$12,045 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-23-180-001`

Property Details

APN / Parcel Number

Primary APN	`05-23-180-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,264 sqft Living Area
Basement Area	1,597 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	54,450 sqft
Garage Type	Attached
Garage Area	1,155 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	40W747 CHIPPEWA PASS
City	ELGIN
State	IL
Zip	60124-8250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK RIDGE FARM SUB LT 10
Legal Subdivision	OAK RIDGE FARM SUB
Legal Block	2
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2099
Census Tract	850711

Owner

40W747 Chippewa Pass is owned by two individuals who bought it in January 2024.

Source: Kane County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115A 1 DR, SOUTH ELGIN, IL 60177
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2024 · Amount on File
Deed Sale	Jan 24, 2024 · Amount on File
Prior Sale	Dec 8, 1994 · Amount on File
Deed Document Number	20242375
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 24, 2024
Property Address	40W747 CHIPPEWA PASS, ELGIN, IL 60124-8250
Document Number	0000002375
Instrument Date	Dec 29, 2023
Instrument	2024K002375
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40W747 CHIPPEWA PASS, ELGIN, IL 60124-8250

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40W747 CHIPPEWA PASS, ELGIN, IL 60124-8250

Mortgage

Document Number	0000002376
Date	Jan 24, 2024
Instrument	2024K002376

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate	7.44%

Tax Assessment & Valuation

The 2025 property tax bill for 40W747 Chippewa Pass was $12,045.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,045.00	$189,151 (+7.79%) Land $33,762 Building $155,389	$567,680 (+7.79%) Land $101,327 Building $466,354
2024		$175,481 Land $31,322 Building $144,159	$526,654 Land $94,004 Building $432,650
2022	$12,022.00 (+0.81%) Homeowner's exemption	$147,771 (+3.51%) Land $24,917 Building $122,854	$443,313 (+3.51%) Land $74,751 Building $368,562
2021	$11,925.00 Homeowner's exemption	$142,760 Land $24,072 Building $118,688	$428,280 Land $72,216 Building $356,064

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40W747 Chippewa Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40W747 Chippewa Pass is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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