40W812 Bending Ln, Elgin, IL 60124 Property Records

Kane County property record for 40W812 Bending Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,656 sqft · built 1987
Lot Size	1.03 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,000 (Oct 1996)
Tax Bill	$6,831 (2025)
Flood Zone	Zone X (minimal risk)
APN	`05-26-101-007`

Property Details

APN / Parcel Number

Primary APN	`05-26-101-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Basement Area	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	45,302 sqft
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	40W812 BENDING LN
City	ELGIN
State	IL
Zip	60124-8323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	43 1ST ADD
Legal Subdivision	BOWES BEND
Legal Block	1
Legal Lot Number	43
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1005
Census Tract	850709

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40W812 BENDING LN, ELGIN, IL 60124-8323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 1996 · Amount on Record
Deed Sale	Oct 28, 1996 · Amount on Record
Deed Document Number	199676342
Last Transfer Date	Mar 14, 2002
Transfer Doc	0000053042
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,831.00 (+6.95%) Homeowner's exemption Senior Citizen's exemption	$118,749 (+7.79%) Land $29,791 Building $88,958	$356,390 (+7.79%) Land $89,409 Building $266,981
2024		$110,167 (+27.62%) Land $27,638 Building $82,529	$330,633 (+27.67%) Land $82,947 Building $247,686
2022	$6,387.00 (+5.41%) Homeowner's exemption	$86,325 (+7.25%) Land $23,138 Building $63,187	$258,975 (+7.25%) Land $69,414 Building $189,561
2021	$6,059.00 Homeowner's exemption	$80,490 Land $22,353 Building $58,137	$241,470 Land $67,059 Building $174,411

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20