Kane County property record for 40W809 Bending Ln, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,100 sqft · built 1985 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $585,000 (May 2024) |
| Tax Bill | $10,203 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-26-101-010 |
| Primary APN | 05-26-101-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,100 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Water Source | Well |
| Street Address | 40W809 BENDING LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 46 TION TO BOWES BEND |
| Legal Subdivision | BOWES BEND |
| Legal Block | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 850709 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 315 GARDEN DR, ELGIN, IL 60124-1215 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION |
| Sep 27, 2021 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2024 · Amount on Record |
| Deed Sale | May 23, 2024 · Amount on Record |
| Prior Sale | Sep 27, 2021 |
| Deed Document Number | 202417377 |
| Prior Transfer Date | Jan 31, 2003 |
| Prior Transfer Doc | 0000037419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 1, 2026 |
| Property Address | 40W809 BENDING LN, ELGIN, IL 60124-8360 |
| Document Number | 0000027725 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202627725 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 40W809 BENDING LN, ELGIN, IL 60124-8360 |
| Document Number | 0000027725, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 202627725 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 27, 2021 |
| Property Address | 40W809 BENDING LN, ELGIN, IL 60124-8360 |
| Document Number | 0000073030 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021K073030 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 5, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Investor | Possibly a Property Investor |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,203.00 (+9.66%) | ||
| 2024 | $149,785 (+36.52%) Land $27,638 Building $122,147 | $449,535 (+36.57%) Land $82,947 Building $366,588 | |
| 2022 | $9,304.00 (+6.71%) | $109,718 (+3.51%) Land $23,138 Building $86,580 | $329,154 (+3.51%) Land $69,414 Building $259,740 |
| 2021 | $8,719.00 Homeowner's exemption | $105,997 Land $22,353 Building $83,644 | $317,991 Land $67,059 Building $250,932 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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