Kane County property record for 40W228 James Michener Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,711 sqft · built 2002 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Trust Name on File |
| Last Sale | $430,000 (Jun 2011) |
| Tax Bill | $14,967 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-23-279-001 |
| Primary APN | 08-23-279-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,711 sqft Living Area |
| Gross Area | 6,513 sqft |
| Basement Area | 1,984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 818 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 40W228 JAMES MICHENER DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOX MILL LOT 205 RESUB LOT 205 |
| Legal Subdivision | FOX MILL |
| Legal Block | 2 |
| Legal Lot Number | 205 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 852407 |
40W228 James Michener Dr is owner-occupied and held in a trust since October 2023.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 40W228 JAMES MICHENER DR, SAINT CHARLES, IL 60175-6568 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2023 | Intrafamily Transfer, Transfer |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2011 · Amount on File |
| Deed Sale | Jun 10, 2011 · Amount on File |
| Prior Sale | Jul 27, 2007 · Amount on File |
| Deed Document Number | 201134503 |
| Last Transfer Date | Oct 16, 2023 |
| Transfer Doc | 0000036904 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 20, 2023 |
| Property Address | 40W228 JAMES MICHENER DR, ST CHARLES, IL 60175-6568 |
| Document Number | 0000036904 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 2023K036904 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 W 228 JAMES MICHENER DR, SAINT CHARLES, IL 60175 |
| Name | Verified Name |
|---|---|
| Address | 40W228 JAMES MICHENER DR, SAINT CHARLES, IL 60175-6568 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 40W228 JAMES MICHENER DR, ST CHARLES, IL 60175-6568 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038808 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021K038808 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 317 Months |
| Due | Oct 16, 2047 |
The 2025 property tax bill for 40W228 James Michener Dr was $14,967 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,967.00 | $249,228 (+8.43%) Land $41,651 Building $207,577 | $747,983 (+8.43%) Land $125,003 Building $622,980 |
| 2024 | $229,852 Land $38,413 Building $191,439 | $689,832 Land $115,285 Building $574,547 | |
| 2022 | $13,515.00 (+6.37%) Homeowner's exemption | $187,244 (+7.23%) Land $31,292 Building $155,952 | $561,732 (+7.23%) Land $93,876 Building $467,856 |
| 2021 | $12,706.00 Homeowner's exemption | $174,626 Land $29,546 Building $145,080 | $523,878 Land $88,638 Building $435,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40W228 James Michener Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40W228 James Michener Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASCO SD serves 4,000 people · EPA ID IL0890110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures