Kane County property record for 40W157 James Michener Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,642 sqft · built 2001 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,500 (May 2005) |
| Tax Bill | $10,212 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-23-280-003 |
| Primary APN | 08-23-280-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,642 sqft Living Area |
| Gross Area | 6,092 sqft |
| Basement Area | 1,821 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 629 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 714 sqft |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 40W157 JAMES MICHENER DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 IN CAMPTON CROSSING UNIT 1 IN FOX MILL UNIT 4 |
| Legal Subdivision | CAMPTON CROSSING |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 852407 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40W157 JAMES MICHENER DR, SAINT CHARLES, IL 60175-6542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2005 · Amount on Record |
| Deed Sale | May 12, 2005 · Amount on Record |
| Prior Sale | Oct 31, 2002 · Amount on Record |
| Deed Document Number | 200553884 |
| Last Transfer Date | Sep 20, 2012 |
| Transfer Doc | 0000066723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 40W157 JAMES MICHENER DR, ST CHARLES, IL 60175-6542 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011016 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022K011016 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Jan 1, 2051 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,212.00 (+14.69%) Homeowner's exemption | $170,511 (+8.43%) Land $37,328 Building $133,183 | $511,738 (+8.43%) Land $112,029 Building $399,709 |
| 2024 | $157,255 (+26.93%) Land $34,426 Building $122,829 | $471,954 (+26.98%) Land $103,319 Building $368,634 | |
| 2022 | $8,904.00 (+6.48%) Homeowner's exemption | $123,896 (+5.91%) Land $28,045 Building $95,851 | $371,688 (+5.91%) Land $84,135 Building $287,553 |
| 2021 | $8,362.00 Homeowner's exemption | $116,982 Land $26,480 Building $90,502 | $350,946 Land $79,440 Building $271,506 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASCO SD serves 4,000 people · EPA ID IL0890110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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