4099 Rustico Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 4099 Rustico Rd, Baltimore, MD 21220

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,480 sqft · built 1988
Lot Size0.044 acres (1,900 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Oct 2025)
Tax Bill$3,390 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Oct 2025 Sale & Mortgage
APN15-1800008194

Property Details

APN / Parcel Number

Primary APN15-1800008194
Alternative APN
  • 1800008194

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,480 sqft Living Area
1st Floor Area540 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,900 sqft (0.044 acres)
Lot Dimensions76 ft deep x 25 ft wide
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number1800008194
Street Address4099 RUSTICO RD
CityMIDDLE RIVER
StateMD
Zip21220-2349
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description1900 SQ FT .0436 AC CARROLL CREST
Legal SubdivisionCARROLL CREST
Legal Block1
Legal Lot Number195
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1003
Census Tract451803

Owner

Source: Baltimore County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4099 RUSTICO RD, MIDDLE RIVER, MD 21220-2349
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS TRADERS TRUST CO
Oct 31, 2025Deed, Transfer · FHA Mortgage
ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2025 · Amount on Record
Deed SaleOct 31, 2025 · Amount on Record
Prior SaleJan 25, 2002 · Amount on Record
Deed Book / Page50665 / 488
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address4099 RUSTICO RD, BALTIMORE, MD 21220-2349
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0460110399
DateDec 13, 2021
Book Page46011/399
Lender
NameMANUFACTURERS TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateOct 31, 2025
Property Address4099 RUSTICO RD, BALTIMORE, MD 21220-2349
Document Number0506650488
Book / Page50665 / 488
Map ReferenceMB EHKJR 50 FO 105
Instrument DateOct 16, 2025
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyJUNCTION TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$687.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4099 RUSTICO RD, MIDDLE RIVER, MD 21220-2349

Mortgage

Document Number0050665497
DateOct 31, 2025
Instrument50665/497
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,390.00 (+4.82%) Homeowner's exemption$203,100 (+18.7%)$219,100 (+28.05%) Land $54,000 Building $165,100
2024$3,234.00 (+108.51%)
2023$1,551.00 Homeowner's exemption$171,100 Land $54,000 Building $117,100$171,100 Land $54,000 Building $117,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 68 policies
Nearby Flood Policies68 in force
Nearby Flood Claims66 (1978–2024)
Claims Outside the SFHA3 of 66
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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