4078 Rustico Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 4078 Rustico Rd, Baltimore, MD 21220

Property Summary

Property Type	Townhouse
Details	1 ba · 1,080 sqft · built 1986
Lot Size	0.044 acres (1,900 sqft)
Owner	Individual Name on Record
Last Sale	$190,470 (Nov 2020)
Tax Bill	$3,201 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2017 Sale & Mortgage
APN	`15-1800008120`

Property Details

APN / Parcel Number

Primary APN	`15-1800008120`
Alternative APN	`1800008120`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,380 sqft Living Area
1st Floor Area	540 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	1,900 sqft (0.044 acres)
Lot Dimensions	76 ft deep x 25 ft wide
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	1800008120
Street Address	4078 RUSTICO RD
City	MIDDLE RIVER
State	MD
Zip	21220-2342
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	.0436 AC CARROLL CREST
Legal Subdivision	CARROLL CREST
Legal Block	1
Legal Lot Number	120
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1003
Census Tract	451803

Owner

Source: Baltimore County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4078 RUSTICO RD, MIDDLE RIVER, MD 21220-2342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 4, 2017	Grant Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Apr 4, 2017 · Amount on Record
Deed Book / Page	43662 / 356
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Nov 19, 2020
Property Address	4078 RUSTICO RD, BALTIMORE, MD 21220-2342
Document Number	0436620356
Book / Page	43662 / 356
Map Reference	MB EHKJR50 FO 104
Instrument Date	Oct 8, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4078 RUSTICO RD, MIDDLE RIVER, MD 21220-2342

Mortgage

Document Number	0043662365
Date	Nov 19, 2020
Instrument	43662/365

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Apr 4, 2017
Property Address	4078 RUSTICO RD, BALTIMORE, MD 21220-2342
Document Number	0388050054
Book / Page	038805 / 000054
Instrument Date	Mar 27, 2017
Transaction Type	Transfer
Record Updated	Apr 17, 2017
Title Company	MID ATLANTIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4078 RUSTICO RD BALTIMORE MD 212202342, BALTIMORE, MD 21220-2342

Mortgage

Document Number	388050058
Date	Apr 4, 2017
Book Page	038805/000058

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2047

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,633 (+18.22%)	$206,400 (+27.33%) Land $54,000 Building $152,400
2024	$3,201.00 (+6.91%)
2023	$2,994.00	$162,100 Land $54,000 Building $108,100	$162,100 Land $54,000 Building $108,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	66 (1978–2024)
Claims Outside the SFHA	3 of 66
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile.

Nearby Properties on Rustico Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures