St. Clair County property record for 4099 Blue River Dr, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,614 sqft |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $163,000 (Nov 2013) |
| Tax Bill | $2,038 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-200-0099-000 |
| Primary APN | 74-30-200-0099-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,614 sqft Living Area |
| 1st Floor Area | 1,614 sqft |
| Basement Area | 1,614 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 174 ft deep x 66 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4099 BLUE RIVER DR |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 232 BLUE RIVER GARDENS SUBDIVISION NO. 2 |
| Legal Subdivision | BLUE RIVER GARDENS SUBDIVISION |
| Legal Lot Number | 232 |
| Legal Unit | 232 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 640100 |
Source: St. Clair County records · APN 74-30-200-0099-000
Assessment roll updated October 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4099 BLUE RIVER DR, SAINT CLAIR, MI 48079-3500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 06, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME LENDING |
| Dec 19, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| May 24, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jun 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 26, 2013 · Amount on Record |
| Deed Sale | Nov 26, 2013 · Amount on Record |
| Deed Document Number | 201332078 |
| Deed Book / Page | 4464 / 105 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 06, 2026 |
| Property Address | 4099 BLUE RIVER DR, SAINT CLAIR, MI 48079-3500 |
| Document Number | 0000013601 |
| Book / Page | 5940 / 726 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202613601 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257,550.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4907 CAMELOT DR, KIMBALL, MI 48074-1559 |
| Document Number | 0000013602, |
|---|---|
| Date | Jul 06, 2026 |
| Instrument | 202613602 |
| Name | HOME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4099 BLUE RIVER DR, SAINT CLAIR, MI 48079-3500 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4099 BLUE RIVER DR, SAINT CLAIR, MI 48079-3500 |
| Document Number | 0005881755 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 5881/755 |
| Instrument | 2025024254 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4099 BLUE RIVER DR, SAINT CLAIR, MI 48079-3500 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4099 BLUE RIVER DR, SAINT CLAIR, MI 48079-3500 |
| Document Number | 0005624561 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 5624/561 |
| Instrument | 2023009434 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4099 BLUE RIVER DR, SAINT CLAIR, MI 48079-3500 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4099 BLUE RIVER DR, SAINT CLAIR, MI 48079-3500 |
| Document Number | 0000553591 |
|---|---|
| Date | Jun 23, 2022 |
| Book Page | 5535/91 |
| Instrument | 2022015267 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2037 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,038.00 (-32.16%) Homeowner's exemption | $156,900 (+6.81%) | |
| 2024 | $3,004.00 (+9%) | $313,800 (+6.81%) | |
| 2023 | $146,900 | ||
| 2022 | $2,756.00 | $293,800 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1986–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2020 · river or lake flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 169 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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