St. Clair County property record for 4095 Blue River Dr, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,575 sqft · built 1987 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Sep 2005) |
| Tax Bill | $2,636 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-200-0098-000 |
| Primary APN | 74-30-200-0098-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,575 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,260 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 174 ft deep x 66 ft wide |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4095 BLUE RIVER DR |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 231 BLUE RIVER GARDENS SUBDIVISION NO. 2 |
| Legal Subdivision | BLUE RIVER GARDENS SUBDIVISION |
| Legal Lot Number | 231 |
| Legal Unit | 231 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 640100 |
4095 Blue River Dr is owned and occupied by an individual who bought it in September 2005.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4095 BLUE RIVER DR, SAINT CLAIR, MI 48079-3500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2005 · Amount on File |
| Deed Sale | Sep 29, 2005 · Amount on File |
| Deed Document Number | 200533653 |
| Deed Book / Page | 3430 / 214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 21, 2026 |
| Property Address | 4095 BLUE RIVER DR, SAINT CLAIR, MI 48079-3500 |
| Document Number | 0000017009 |
| Book / Page | 5956 / 783 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202617009 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4095 BLUE RIVER DR, SAINT CLAIR, MI 48079-3500 |
| Document Number | 0000017009, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 5956/783 |
| Instrument | 202617009 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 4095 Blue River Dr was $2,636 with a homeowner's exemption, up 8% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,900 (-6.09%) | $255,800 | |
| 2025 | $2,636.00 (+7.99%) Homeowner's exemption | $136,200 | |
| 2024 | $2,441.00 | $272,400 | |
| 2023 | $116,800 | ||
| 2022 | $2,232.00 | $233,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4095 Blue River Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1986–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4095 Blue River Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures