4097 Stebner Rd, Hermantown (Duluth), MN 55811 Property Records

St. Louis County property record for 4097 Stebner Rd, Hermantown, MN 55811 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2005
Square Footage	1,248 sqft Gross Area
Lot Size	26,877 sqft (0.617 acres)
Occupancy	Owner Occupied
Last Sale	$301,500 (2013)
Tax Bill	$6,096.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`395-0138-00010`
Alternative APN	`953096`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	1,248 sqft Gross Area
1st Floor	1,248 sqft 1st Floor
Basement Area	1,058 sqft Basement
Finished Basement	1,058 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Split Foyer Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	26,877 sqft (0.617 acres)
Garage Area	768 sqft Garage

Exterior Amenities

Deck Area	144 sqft Deck
Porch Area	28 sqft Porch
Sauna	Sauna
Storage Building	36 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	953096
Street Address	4097 STEBNER RD
City	HERMANTOWN
State	MN
Zip	55811-1731
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 1 SERIAL #
Legal Subdivision	MEADOW OAKS SECOND ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Minor Civil Division	HERMANTOWN
Census Blockgroup	3
Census Block	3001
Census Tract	10302

Owner

Source: St. Louis County records · APN 395-0138-00010

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4097 STEBNER RD, HERMANTOWN, MN 55811-1731
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2013 · Amount on Record
Deed Sale	Jul 02, 2013 · Amount on Record
Deed Doc Number	2013932703
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,096.00 (+1.87%) Homeowner's exemption
2025	$5,984.00 (+8.21%) Homeowner's exemption	$451,400 (+2.01%) Land $50,500 Building $400,900	$451,400 (+2.01%) Land $50,500 Building $400,900
2024	$5,530.00	$442,500 (+24.19%) Land $48,000 Building $394,500	$442,500 (+24.19%) Land $48,000 Building $394,500
2022		$356,300 Land $42,400 Building $313,900	$356,300 Land $42,400 Building $313,900

Flood & Wildfire

4097 Stebner Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.