St. Louis County property record for 4084 Stebner Rd, Hermantown, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,196 sqft · built 1991 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,000 (Aug 2011) |
| Tax Bill | $5,490 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0010-06704 |
| Primary APN | 395-0010-06704 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Gross Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 897 sqft |
| Finished Basement | 897 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 676 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 513 sqft |
| Storage Building | 70 sqft |
| Pole Barn | 1,944 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 730249 |
|---|---|
| Street Address | 4084 STEBNER RD |
| City | HERMANTOWN |
| State | MN |
| Zip | 55811-1730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NLY 514.52 FT OF W1/2 OF W1/2 OF NW1/4OF NW1/4 EX NLY 382.70 FT SERIAL # |
| Legal Range | 15W |
| Legal Township | 50N |
| Legal Section | 24 |
| Legal Subdivision | HERMANTOWN CITY OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10302 |
4084 Stebner Rd is owned and occupied by an individual who bought it in August 2011.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4084 STEBNER RD, HERMANTOWN, MN 55811-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Nov 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2011 · Amount on File |
| Deed Sale | Aug 5, 2011 · Amount on File |
| Deed Document Number | 201166919 |
| Prior Transfer Date | Apr 18, 2001 |
| Prior Transfer Doc | 0000814962 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4084 STEBNER RD, HERMANTOWN, MN 55811-1730 |
| Document Number | 00A1384215 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4084 STEBNER RD HERMANTOWN MN 558111730, HERMANTOWN, MN 55811-1730 |
| Document Number | 00A1384215 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | A1384215 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4084 STEBNER RD, HERMANTOWN, MN 55811-1730 |
| Document Number | 0001345705 |
| Instrument Date | Nov 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4084 STEBNER RD HERMANTOWN MN 558111730, HERMANTOWN, MN 55811-1730 |
| Document Number | 0001345705 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 1345705 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2048 |
The 2026 property tax bill for 4084 Stebner Rd was $5,490 with a homeowner's exemption, up 4.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,490.00 (+4.93%) Homeowner's exemption | ||
| 2025 | $5,232.00 (+8.23%) Homeowner's exemption | $410,200 (+4.75%) Land $62,900 Building $347,300 | $410,200 (+4.75%) Land $62,900 Building $347,300 |
| 2024 | $4,834.00 | $391,600 Land $59,900 Building $331,700 | $391,600 Land $59,900 Building $331,700 |
| 2022 | $316,800 Land $52,800 Building $264,000 | $316,800 Land $52,800 Building $264,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4084 Stebner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4084 Stebner Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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