4097 Shoals Dr, Okemos, MI 48864 Property Records

Ingham County property record for 4097 Shoals Dr, Okemos, MI 48864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,260 sqft · built 1986
Lot Size	0.843 acres (36,721 sqft)
Owner	2 Individual Names on File
Last Sale	$283,000 (Feb 2018)
Tax Bill	$9,132 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-02-02-26-380-001`

Property Details

APN / Parcel Number

Primary APN	`33-02-02-26-380-001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,260 sqft Living Area
1st Floor Area	1,172 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft
Flooring	Vinyl Sheet/Linoleum
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,721 sqft (0.843 acres)
Lot Dimensions	288 ft deep x 100 ft wide
Garage Area	528 sqft

Exterior Amenities

Porch	Slab
Porch Area	723 sqft
Deck Area	208 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4097 SHOALS DR
City	OKEMOS
State	MI
Zip	48864-3465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Description	LOT 131 SHOALS #2
Legal Subdivision	SHOALS 02
Legal Lot Number	131
Legal Unit	131
Jurisdiction	INGHAM MI
Township / Civil Division	MERIDIAN
Census Block Group	1
Census Block	1000
Census Tract	5002

Owner

4097 Shoals Dr is owned and occupied by two individuals who bought it in February 2018.

Source: Ingham County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4097 SHOALS DR, OKEMOS, MI 48864-3465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2017	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Oct 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Feb 20, 2018	Warranty Deed, Transfer · Conventional Mortgage THE DART BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2018 · Amount on File
Deed Sale	Feb 20, 2018 · Amount on File
Prior Sale	Mar 1, 1986 · Amount on File
Deed Document Number	20185512
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	4097 SHOALS DR, OKEMOS, MI 48864-3465
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039896
Date	Nov 3, 2017
Instrument	2017-039896

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	4097 SHOALS DR, OKEMOS, MI 48864-3465
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034733
Date	Oct 14, 2019
Instrument	2019-034733

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Feb 20, 2018
Property Address	4097 SHOALS DR, OKEMOS, MI 48864-3465
Document Number	0000005512
Map Reference	LB40 PG12-14
Instrument Date	Feb 14, 2018
Instrument	2018-005512
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	TRI TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,433.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4097 SHOALS DR, 4097, OKEMOS, MI 48864-3465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2635 ROCKWOOD DR, EAST LANSING, MI 48823-3844

Mortgage

Document Number	0000005513
Date	Feb 20, 2018
Instrument	2018-005513

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4097 Shoals Dr was $9,132.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Meridian Charter Township
Unified School District	Okemos Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,300 (+11.26%)	$448,600 (+11.26%)
2025	$9,132.00 Homeowner's exemption	$201,600 Land $55,900 Building $145,700	$403,200 Land $111,800 Building $291,400
2023		$178,600 Land $49,900 Building $128,700	$357,200 Land $99,800 Building $257,400
2019	$7,381.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4097 Shoals Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4097 Shoals Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN TOWNSHIP serves 25,600 people · EPA ID MI0004260
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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