4085 Shoals Dr, Okemos, MI 48864 Property Records

Ingham County property record for 4085 Shoals Dr, Okemos, MI 48864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,060 sqft · built 1987
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Mar 2021)
Tax Bill	$13,827 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-02-02-26-380-003`

Property Details

APN / Parcel Number

Primary APN	`33-02-02-26-380-003`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,060 sqft Living Area
1st Floor Area	1,404 sqft
Upper Floors Area	24 sqft
Basement Area	1,404 sqft
Finished Basement	1,404 sqft
Flooring	Vinyl Sheet/Linoleum
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	197 ft deep x 90 ft wide
Garage Area	676 sqft

Exterior Amenities

Porch	Slab
Porch Area	343 sqft
Deck Area	344 sqft
Patio Area	2,860 sqft
Balcony Area	532 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4085 SHOALS DR
City	OKEMOS
State	MI
Zip	48864-3465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Description	LOT 133 SHOALS #2
Legal Subdivision	SHOALS 02
Legal Lot Number	133
Legal Unit	133
Jurisdiction	INGHAM MI
Township / Civil Division	MERIDIAN
Census Block Group	1
Census Block	1000
Census Tract	5002

Owner

4085 Shoals Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Ingham County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4085 SHOALS DR, OKEMOS, MI 48864-3465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Feb 20, 2018	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Feb 16, 2018	Warranty Deed, Transfer · Line of Credit HILLSDALE CNTY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021 · Amount on File
Deed Sale	Mar 9, 2021 · Amount on File
Prior Sale	Jan 12, 1999 · Amount on File
Deed Document Number	20219561
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Mar 9, 2021
Property Address	4085 SHOALS DR, OKEMOS, MI 48864-3465
Document Number	0000009561
Map Reference	LB 40 PG 12-14
Instrument Date	Mar 3, 2021
Instrument	2021-009561
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,612.00
Amount Accuracy	Judgment Amount
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7551 WEST HIDDEN LAKE DR, 7551, OKEMOS, MI 48864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 DEL GANADO RD, SAN RAFAEL, CA 94903-2311

Mortgage

Document Number	0000009562
Date	Mar 9, 2021
Instrument	2021-009562

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	4085 SHOALS DR, OKEMOS, MI 48864-3465
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005325
Date	Feb 20, 2018
Instrument	2018-005325

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Feb 16, 2018
Property Address	4085 SHOALS DR, OKEMOS, MI 48864-3465
Document Number	0000005235
Instrument Date	Feb 8, 2018
Instrument	5235
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	BARRISTERS SETTLEMENT AND TITLE, BARRISTERS SETTLEMENT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2501 LANSING AVE JACKSON MI 492021646, JACKSON, MI 49202-1646

Mortgage

Document Number	5236
Date	Feb 16, 2018
Instrument	5236

Lender

Name	HILLSDALE CNTY NAT'L BK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 15, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4085 Shoals Dr was $13,827.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Meridian Charter Township
Unified School District	Okemos Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,200 (+6.01%)	$582,400 (+6.01%)
2025	$13,827.00 Homeowner's exemption	$274,700 Land $51,300 Building $223,400	$549,400 Land $102,600 Building $446,800
2023		$247,000 Land $45,900 Building $201,100	$494,000 Land $91,800 Building $402,200
2019	$8,361.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4085 Shoals Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4085 Shoals Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN TOWNSHIP serves 25,600 people · EPA ID MI0004260
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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