4097 S Gesley Rd, Beloit, WI 53511 Property Records

Rock County property record for 4097 S Gesley Rd, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,856 sqft · built 1999
Lot Size	38.1 acres (1,661,291 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Jul 2024)
Tax Bill	$7,324 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2013 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`6-2-54.02`

Property Details

APN / Parcel Number

Primary APN	`6-2-54.02`
Alternative APN	`004 006002012`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,856 sqft Total Area
1st Floor Area	1,632 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	1,661,291 sqft (38.1 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Lean-To	432 sqft
Pole Barn	5,184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004 006002012
Street Address	4097 S GESLEY RD
City	BELOIT
State	WI
Zip	53511-8769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 PT OL2 AP CERTIFIED SURVEY MAP #2162042 VOL 40 PG 332-335 LOT 2
Legal Lot Number	2
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1017
Census Tract	2200

Owner

Source: Rock County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4097 S GESLEY RD, BELOIT, WI 53511-8769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jul 16, 2013	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Jul 8, 2005	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
May 16, 2008	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Jul 2, 2024	Warranty Deed, Transfer · Conventional Mortgage BARRINGTON BANK & TRUST CO NA
Nov 16, 2017	Deed, Transfer · Conventional Mortgage ASSOCIATED BANK
Jun 2, 2017	Deed, Transfer · ARM FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024 · Amount on Record
Deed Sale	Jul 2, 2024 · Amount on Record
Prior Sale	Nov 16, 2017 · Amount on Record
Deed Document Number	20242265155
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	4097 S GESLEY RD, BELOIT, WI 53511-8769
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4097 S GESLEY RD, BELOIT, WI 53511-8769

Mortgage

Document Number	0002292533
Date	Sep 5, 2025
Instrument	2292533

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2040

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	4097 S GESLEY RD, BELOIT, WI 53511-8769
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001983381
Date	Jul 16, 2013
Instrument	1983381

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2043

Interest

Rate Type	Fixed Rate

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	4097 S GESLEY RD, BELOIT, WI 53511-8769
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001713634
Date	Jul 8, 2005
Instrument	1713634

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2015

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	4097 S GESLEY RD, BELOIT, WI 53511-8769
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001831117
Date	May 16, 2008
Instrument	1831117

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	STEVENS POINT, WI 54481

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jul 2, 2024
Property Address	4097 S GESLEY RD, BELOIT, WI 53511-8769
Document Number	0002265155
Map Reference	DOC 2162042 VL 40
Instrument Date	Jun 28, 2024
Instrument	2265155
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4097 S GESLEY RD, BELOIT, WI 53511-8769

Mortgage

Document Number	0002265156
Date	Jul 2, 2024
Instrument	2265156

Lender

Name	BARRINGTON BANK & TRUST CO NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Nov 16, 2017
Property Address	4097 S GESLEY RD, BELOIT, WI 53511-8769
Document Number	0002092011
Map Reference	VOL38PG213DOC2084804
Instrument Date	Nov 15, 2017
Instrument	2092011
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4097 S GESLEY RD, BELOIT, WI 53511-8769
Investor	Possibly a Property Investor

Mortgage

Document Number	0002092012
Date	Nov 16, 2017
Instrument	2092012

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Jun 2, 2017
Property Address	4097 S GESLEY RD, BELOIT, WI 53511-8769
Document Number	0002079390
Map Reference	VL32PG67DOC1822624
Instrument Date	May 31, 2017
Instrument	2079390
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2936 W COURT ST, JANESVILLE, WI 53548-3289

Mortgage

Document Number	0002079391
Date	Jun 2, 2017
Instrument	2079391

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2020
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.95%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,324.00 (+8.42%) Homeowner's exemption	$444,100 (-0.36%) Land $80,800 Building $363,300
2024			$499,944
2023	$6,755.00 Homeowner's exemption	$445,700 Land $80,700 Building $365,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
LiteWire Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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