Rock County property record for 3978 S Gesley Rd, Beloit, WI 53511
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 2,594 sqft · built 1837 |
| Lot Size | 13.3 acres (582,397 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,854 (2025) |
| Deeds & Mortgages | Aug 2009 Line of Credit Jan 2010 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-2-56.4 |
| Primary APN | 6-2-56.4 |
|---|---|
| Alternative APN |
|
| Total Rooms | 9 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,594 sqft Total Area |
| 1st Floor Area | 1,526 sqft |
| Year Built | Built 1837 |
|---|---|
| Effective Year Built | Effective 1837 |
| Exterior Material | Metal |
| Lot Area | 582,397 sqft (13.3 acres) |
| Garage Type | Mixed |
| Parking Spaces | 8 Parking Spaces |
| Lean-To | 1,200 sqft |
| Storage Building | 480 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 004 006011 |
|---|---|
| Street Address | 3978 S GESLEY RD |
| City | BELOIT |
| State | WI |
| Zip | 53511-8740 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | AP PT OL3 & PT OL5 COM 2153' S N1/4 COR, S 635' W 918', N 635', E 918'TO POB |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 2200 |
3978 S Gesley Rd, an agricultural property, is owned and occupied by an individual.
Source: Rock County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3978 S GESLEY RD, BELOIT, WI 53511-8740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2009 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK & TRUST CO |
| Jan 25, 2010 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 3978 S GESLEY RD, BELOIT, WI 53511-8740 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001871949 |
|---|---|
| Date | Aug 11, 2009 |
| Instrument | 1871949 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53511 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 10, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 3978 S GESLEY RD, BELOIT, WI 53511-8740 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001884196 |
|---|---|
| Date | Jan 25, 2010 |
| Instrument | 1884196 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53511 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3978 S Gesley Rd was $4,854 with a homeowner's exemption.
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Rock County |
| County Subdivision | Beloit Town |
| Unified School District | Beloit Turner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,854.00 Homeowner's exemption | $298,400 Land $50,700 Building $247,700 | $368,400 |
| 2023 | $4,427.00 Homeowner's exemption | $298,400 Land $50,700 Building $247,700 | $310,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3978 S Gesley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3978 S Gesley Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| LiteWire Fixed Wireless | 100 / 25 |
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