Hernando County property record for 4097 Orchid Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,540 sqft · built 1983 |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $683,000 (Apr 2020) |
| Tax Bill | $8,050 (2025) |
| Deeds & Mortgages | Nov 2020 Transfer Apr 2020 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | R13-223-16-2340-1040-0010 |
| Primary APN | R13-223-16-2340-1040-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,540 sqft Living Area |
| Gross Area | 4,658 sqft |
| 1st Floor Area | 801 sqft |
| Upper Floors Area | 1,739 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 8,500 sqft (0.195 acres) |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
| Porch | Enclosed Porch |
| Porch Area | 1,409 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00166581 |
|---|---|
| Street Address | 4097 ORCHID DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BCH UNIT 11 BLK 104 LOTS 1 & 2 ORB 3911 PG 1000 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 11 |
| Legal Block | 104 |
| Legal Lot Number | 1,2 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 41501 |
Source: Hernando County records · APN R13-223-16-2340-1040-0010
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4097 ORCHID DR, HERNANDO BEACH, FL 34607-3354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 22, 2020 | Warranty Deed, Transfer SOUTHEAST TITLE/THE SUNCOAST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2020 · Amount on Record |
| Deed Sale | Apr 22, 2020 · Amount on Record |
| Deed Document Number | 202025061 |
| Deed Book / Page | 3832 / 661 |
| Prior Transfer Date | May 09, 2005 |
| Prior Transfer Doc | 0020630405 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 13, 2020 |
| Property Address | 4097 ORCHID DR, HERNANDO BEACH, FL 34607-3354 |
| Document Number | 0039111000 |
| Book / Page | 003911 / 001000 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 71134 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4097 ORCHID DR HERNANDO BEACH FL 346073354, HERNANDO BEACH, FL 34607-3354 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 22, 2020 |
| Property Address | 4097 ORCHID DR, HERNANDO BEACH, FL 34607-3354 |
| Document Number | 0038320661 |
| Book / Page | 003832 / 000661 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 25061 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | SOUTHEAST TITLE/THE SUNCOAST |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,781.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 800 HEFNER LAKE RD ELLIJAY GA 305368022, ELLIJAY, GA 30536-8022 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,050.00 (+6.82%) Homeowner's exemption Senior Citizen's exemption | $598,027 (+5.99%) | $1,028,985 (+0.38%) Land $640,386 Building $388,599 |
| 2023 | $564,246 Land $203,066 Building $361,180 | ||
| 2022 | $7,536.00 | $1,025,040 Land $640,386 Building $384,654 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 357 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 357 in force |
| Nearby Flood Claims | 602 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 83 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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