Baldwin County property record for 4097 Harbor Rd, Orange Beach, AL 36561 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,270 sqft Heated Area |
| Lot Size | 10,605 sqft (0.243 acres) |
| Pool | 448 sqft |
| Last Sale | $177,600 (2013) |
| Tax Bill | $2,177.00 (2025) |
Source: Baldwin County records · APN 65-02-04-4-001-026
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 QUAIL RIDGE CT, HELENA, AL 35080-7644 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Al (and Others) - Vendor Data Only |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 2013 · Amount on Record |
| Deed Sale | Jun 11, 2013 · Amount on Record |
| Prior Sale | Feb 09, 2010 · Amount on Record |
| Deed Doc Number | 20131403078 |
| Prior Transfer Date | Jun 04, 2013 |
| Prior Transfer Doc | 0001403078 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 4097 HARBOR RD, ORANGE BEACH, AL 36561-3521 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0001984649 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 1984649 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 4097 HARBOR RD, ORANGE BEACH, AL 36561-3521 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 309 QUAIL RIDGE CT, HELENA, AL 35080-7644 |
| Document Number | 0002242030 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2242030 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,177.00 (+21.89%) | $68,060 (+21.88%) Land $16,500 Building $51,560 | $726,800 (+30.18%) Land $176,100 Building $550,700 |
| 2023 | $1,786.00 (+75.44%) | $55,840 (+75.38%) | $558,300 (+75.46%) Land $133,700 Building $424,600 |
| 2022 | $1,018.00 (+36.64%) | $31,840 | $318,200 Land $104,500 Building $213,700 |
| 2021 | $745.00 |
Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 65-02-04-4-001-026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,270 sqft Heated Area |
| 1st Floor | 2,270 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 10,605 sqft (0.243 acres) |
| Depth X Width | 150 ft x 70.7 ft Depth x Width |
| Pool Area | 448 sqft Pool |
| Deck Area | 116 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 319827 |
|---|---|
| Street Address | 4097 HARBOR RD |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-3521 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 70.7' X 150' IRR LOT 30 TERRY COVE HARBOR SUB SLIDE 1365-A THRU 1366-B CITY OF ORANGE BEACH SEC 4-T9S-R4E (WD - SURVIVORSHIP) |
| Legal Subdivision | TERRY COVE HARBOR |
| Legal Lot Number | 30 |
| Jurisdiction | BALDWIN AL |
| Minor Civil Division | FOLEY |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 11414 |
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