Whatcom County property record for 4096 Matia Dr, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1968 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $525,000 (Jun 2024) |
| Tax Bill | $4,213 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 380117-546590-0000 |
| Primary APN | 380117-546590-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Upper Floors Area | 144 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Wood |
| Roof Material | Metal |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 770 sqft |
| Heating System | Wood Furnace |
|---|---|
| Heating Fuel | Wood |
| Account Number | 39834 |
|---|---|
| Street Address | 4096 MATIA DR |
| City | FERNDALE |
| State | WA |
| Zip | 98248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | THAT PTN OF LOT C-48 M A P A T CANAL ASSOCIATION LLA AS REC AF 1981000611 LY WITHIN TR FKA LOT C-48 SANDY POINT TRACTS NO 4 |
| Legal Range | 01 |
| Legal Township | 38 |
| Legal Section | 17 |
| Legal Subdivision | M A P A T CANAL ASSN LLA |
| Legal Tract | 4 |
| Legal Block | 1 |
| Legal Lot Number | C-48 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | LUMMI RESERVATION |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 940001 |
Source: Whatcom County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2042 S CAPELLA CT, COSTA MESA, CA 92626-3522 |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2024 · Amount on Record |
| Deed Sale | Jun 3, 2024 · Amount on Record |
| Prior Sale | Nov 3, 2008 · Amount on Record |
| Deed Document Number | 202484 |
| Prior Transfer Date | May 28, 2024 |
| Prior Transfer Doc | 0000000085 |
| Record Updated | Sep 20, 2026 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,213.00 (+45.23%) | $529,067 (+39.67%) Land $382,898 Building $146,169 | $529,067 (+18.89%) Land $382,898 Building $146,169 |
| 2022 | $378,794 Land $285,000 Building $93,794 | $444,995 Land $322,050 Building $122,945 | |
| 2021 | $2,901.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 185 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 185 in force |
| Nearby Flood Claims | 16 (1990–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDY POINT IMPROVEMENT CO private · serves 2,098 people · EPA ID WA5376105 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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