4110 Matia Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 4110 Matia Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,283 sqft · built 1972
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$3,499 (2025)
Deeds & Mortgages	Sep 2025 Reverse Mortgage
Flood Zone	Zone AE (high risk)
APN	`559066`

Property Details

APN / Parcel Number

Primary APN	`559066`
Alternative APNs	`380117 523591 0000` `185939`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,283 sqft Living Area
1st Floor Area	938 sqft
2nd Floor Area	345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Built-Up Asphalt
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Carport
Carport	Carport
Carport Area	192 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	185939
Street Address	4110 MATIA DR
City	FERNDALE
State	WA
Zip	98248-9539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR3
Legal Description	LOT C-44 M A P A T CANAL ASSOCIATION LLA AS REC AF 1981000611
Legal Range	01
Legal Township	38
Legal Section	17
Legal Subdivision	M A P A T CANAL ASSN LLA
Legal Lot Number	C44
Jurisdiction	WHATCOM WA
Township / Civil Division	LUMMI RESERVATION
Census Block Group	1
Census Block	1021
Census Tract	940001

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4110 MATIA DR, FERNDALE, WA 98248-9539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025
Deed Sale	Sep 29, 2025
Deed Document Number	2025-0902334
Record Updated	Jun 8, 2026

September 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WHATCOM WA
Recording Date	Sep 29, 2025
Property Address	4110 MATIA DR, FERNDALE, WA 98248-9539
Document Number	0000902334
Map Reference	FILE 198100061
Instrument Date	Sep 24, 2025
Instrument	2025-0902334
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	FIDELITY NATL TTL NEWPORT BE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4110 MATIA DR, FERNDALE, WA 98248-9539

Mortgage

Document Number	0000902335
Date	Sep 29, 2025
Instrument	2025-0902335

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	857 Months
Due	Feb 19, 2097

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,499.00 (-30.26%) Senior Citizen's exemption	$427,081 (-30.25%) Land $285,750 Building $141,331	$604,156 (-1.34%) Land $383,906 Building $220,250
2024	$5,017.00 (+46.78%)	$612,338 (+20.5%) Land $389,106 Building $223,232	$612,338 (+20.5%) Land $389,106 Building $223,232
2022		$508,155 Land $322,898 Building $185,257	$508,155 Land $322,898 Building $185,257
2021	$3,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 185 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	185 in force
Nearby Flood Claims	16 (1990–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY POINT IMPROVEMENT CO private · serves 2,098 people · EPA ID WA5376105
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Ziply Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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