1. Home
  2. Florida
  3. Osceola County
  4. Harmony
  5. Sagefield Dr

4095 Sagefield Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 4095 Sagefield Dr, Harmony, FL 34773

Property Summary

Property TypeResidential Vacant Land
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on Record
Last Sale$433,900 (Jun 2025)
Tax Bill$1,147 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN3226323596000A0340

Property Details

APN / Parcel Number

Primary APN3226323596000A0340

Exterior

Lot Area4,792 sqft (0.11 acres)

Location & Zoning

Street Address4095 SAGEFIELD DR
CityHARMONY
StateFL
Zip34773-6209
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionHARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK A LOT 34
Legal Phase1
Legal BlockA
Legal Lot Number34
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2130
Census Tract43801

Owner

Source: Osceola County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2249 VILLA VERANO WAY, KISSIMMEE, FL 34744-5970
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2025 · Amount on Record
Deed SaleJun 10, 2025 · Amount on Record
Deed Document Number2025073287
Deed Book / Page6802 / 1355
Record UpdatedJun 8, 2026

June 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 10, 2025
Property Address4095 SAGEFIELD DR, HARMONY, FL 34773-6209
Document Number0068021355
Book / Page6802 / 1355
Map ReferenceMB 32 PG 120
Instrument DateJun 4, 2025
Instrument2025073287
Transaction TypeTransfer
Record UpdatedDec 17, 2025
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,037.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

NameVerified Name
Address2249 VILLA VERANO WAY, KISSIMMEE, FL 34744-5970

Mortgage

Document Number0068021356
DateJun 10, 2025
Instrument6802/1356
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,147.00 (+64.33%)$60,000 (+2%) Land $60,000$60,000 (+2%) Land $60,000
2023$698.00 (+1,044.26%)$50,000 (+1,036.36%) Land $50,000$50,000 (+1,036.36%) Land $50,000
2022$61.00$4,400 Land $4,400$4,400 Land $4,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 79% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Spectrum.

Nearby Properties on Sagefield Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures