Osceola County property record for 4089 Sagefield Dr, Harmony, FL 34773
| Property Type | Planned Unit Development |
|---|---|
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $831 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 3226323596000A0330 |
| Primary APN | 3226323596000A0330 |
|---|
| Lot Area | 6,098 sqft (0.139 acres) |
|---|
| Street Address | 4089 SAGEFIELD DR |
|---|---|
| City | HARMONY |
| State | FL |
| Zip | 34773-6209 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK A LOT 33 |
| Legal Phase | 1 |
| Legal Block | A |
| Legal Lot Number | 33 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2130 |
| Census Tract | 43801 |
4089 Sagefield Dr, a planned unit development, is owned and occupied by an individual who acquired it in November 2025.
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4089 SAGEFIELD DR, HARMONY, FL 34773-6209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2025 |
| Deed Sale | Nov 4, 2025 |
| Deed Document Number | 2025136449 |
| Deed Book / Page | 6875 / 1054 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 4, 2025 |
| Property Address | 4089 SAGEFIELD DR, HARMONY, FL 34773-6209 |
| Document Number | 0068751054 |
| Book / Page | 6875 / 1054 |
| Map Reference | MB 32 PG 120-133 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2025136449 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 W GARDEN ST, PENSACOLA, FL 32502-5618 |
| Name | Verified Name |
|---|---|
| Address | 4089 SAGEFIELD DR, HARMONY, FL 34773-6209 |
| Document Number | 0068751055 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 6875/1055 |
| Name | ACOPIA LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 4089 Sagefield Dr was $831.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $831.00 | $60,000 Land $60,000 | $60,000 Land $60,000 |
| 2023 | $698.00 (+1,044.26%) | $50,000 (+1,036.36%) Land $50,000 | $50,000 (+1,036.36%) Land $50,000 |
| 2022 | $61.00 | $4,400 Land $4,400 | $4,400 Land $4,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4089 Sagefield Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4089 Sagefield Dr is high, ranking above 87% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Spectrum.
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