40948 Ridgegate Ln, Palmdale, CA 93551 Property Records

Los Angeles County property record for 40948 Ridgegate Ln, Palmdale, CA 93551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,607 sqft · built 2003
Lot Size	0.466 acres (20,316 sqft)
Owner	2 Company Names on Record
Last Sale	$710,000 (Jan 2025)
Tax Bill	$10,316 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3001-091-007`

Property Details

APN / Parcel Number

Primary APN	`3001-091-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,607 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	20,316 sqft (0.466 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40948 RIDGEGATE LN
City	PALMDALE
State	CA
Zip	93551-5900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR1
Legal Description	TR=45566 LOT 7
Legal Subdivision	45566
Legal Tract	45566
Legal Block	2
Legal Lot Number	7
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SOUTH ANTELOPE VALLEY
Census Block Group	2
Census Block	2002
Census Tract	910302

Owner

Source: Los Angeles County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	40948 RIDGEGATE LN, PALMDALE, CA 93551-5900
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Mar 10, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 14, 2021	Grant Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2025 · Amount on Record
Deed Sale	Jan 31, 2025 · Amount on Record
Prior Sale	Dec 14, 2021 · Amount on Record
Deed Document Number	202563126
Prior Transfer Date	Mar 8, 2022
Prior Transfer Doc	0000283070
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	40948 RIDGEGATE LN, PALMDALE, CA 93551-5900
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40948 RIDGEGATE LN, PALMDALE, CA 93551-5900

Mortgage

Document Number	0000706845
Date	Oct 14, 2025
Instrument	25-0706845

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 10, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Mar 10, 2022
Property Address	40948 RIDGEGATE LN, PALMDALE, CA 93551-5900
Document Number	0000283070
Map Reference	MB 1148 PG 72-77
Instrument Date	Mar 8, 2022
Instrument	22-0283070
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530B HARKLE RD # 100, 100, SANTA FE, NM 87505-4739

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Dec 14, 2021
Property Address	40948 RIDGEGATE LN, PALMDALE, CA 93551-5900
Document Number	0001853263
Map Reference	MB 1148 PG 72-77
Instrument Date	Nov 6, 2021
Instrument	21-1853263
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	CONSUMERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40948 RIDGEGATE LN, PALMDALE, CA 93551-5900

Mortgage

Document Number	0001853264
Date	Dec 14, 2021
Instrument	21-1853264

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Palmdale City
Secondary School District	Antelope Valley Union Joint High School District (09 - 12)
Elementary School District	Westside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,316.00 (+5.06%)	$753,456 (+4.04%) Land $320,802 Building $432,654
2023	$9,819.00 (+1.74%)	$724,200 Land $308,346 Building $415,854
2022	$9,651.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ANGELES CWWD 40 REG 4 & 34 LANCASTER serves 208,129 people · EPA ID CA1910070
Water Source	Purchased surface water from ANTELOPE VALLEY EAST KERN WATER AGENCY
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Race Communications.

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