40937 Ridgegate Ln, Palmdale, CA 93551 Property Records

Los Angeles County property record for 40937 Ridgegate Ln, Palmdale, CA 93551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,607 sqft · built 2003
Lot Size	0.501 acres (21,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Mar 2022)
Tax Bill	$10,864 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3001-091-003`

Property Details

APN / Parcel Number

Primary APN	`3001-091-003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,607 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	21,818 sqft (0.501 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40937 RIDGEGATE LN
City	PALMDALE
State	CA
Zip	93551-5901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR1
Legal Description	TR=45566 LOT 3
Legal Subdivision	45566
Legal Tract	45566
Legal Block	2
Legal Lot Number	3
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SOUTH ANTELOPE VALLEY
Census Block Group	2
Census Block	2002
Census Tract	910302

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40937 RIDGEGATE LN, PALMDALE, CA 93551-5901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Grant Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
May 31, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Document Number	2022307559
Prior Transfer Date	Sep 6, 2012
Prior Transfer Doc	0001746322
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Mar 17, 2022
Property Address	40937 RIDGEGATE LN, PALMDALE, CA 93551-5901
Document Number	0000307559
Map Reference	MB 1148 PG 72-77
Instrument Date	Feb 3, 2022
Instrument	22-0307559
Transaction Type	Transfer
Record Updated	Mar 25, 2022
Title Company	CONSUMERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40937 RIDGEGATE LN, PALMDALE, CA 93551-5901

Mortgage

Document Number	0000307560
Date	Mar 17, 2022
Instrument	22-0307560

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	40937 RIDGEGATE LN, PALMDALE, CA 93551-5901
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40937 RIDGEGATE LN, PALMDALE, CA 93551-5901

Mortgage

Document Number	0000165074
Date	Jan 29, 2021
Instrument	21-0165074

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	May 31, 2019
Property Address	40937 RIDGEGATE LN, PALMDALE, CA 93551-5901
Document Number	0000504192
Map Reference	MB 1148 PG 72-77
Instrument Date	Apr 17, 2019
Instrument	19-0504192
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	FIRST AMERICAN TITLE RESALE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	40937 RIDGEGATE LN, PALMDALE, CA 93551-5901

Mortgage

Document Number	0000504193
Date	May 31, 2019
Instrument	19-0504193

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Palmdale City
Secondary School District	Antelope Valley Union Joint High School District (09 - 12)
Elementary School District	Westside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$822,645 (+2%) Land $230,557 Building $592,088
2025	$10,864.00 (+4.98%) Homeowner's exemption	$806,516 (+4.04%) Land $226,037 Building $580,479
2023	$10,349.00 (+26.78%) Homeowner's exemption	$775,200 Land $217,260 Building $557,940
2022	$8,163.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ANGELES CWWD 40 REG 4 & 34 LANCASTER serves 208,129 people · EPA ID CA1910070
Water Source	Purchased surface water from ANTELOPE VALLEY EAST KERN WATER AGENCY
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Race Communications.

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