4094 Willard Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 4094 Willard Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1961
Lot Size	1.64 acres (71,787 sqft)
Owner	Individual Name on Record
Last Sale	$171,080 (Aug 2020)
Tax Bill	$2,724 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-33-4006-000`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-33-4006-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	71,787 sqft (1.64 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	348 sqft
Deck Area	Deck Area
Patio Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4094 WILLARD RD
City	BIRCH RUN
State	MI
Zip	48415-8711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	W 200 FT OF E 414.5 FT OF S 396 FT OF W 1/2 OF E 1/2 OF SE 1/4 -- 1.80 ACRES SEC 33 T10N R6E
Legal Range	06E
Legal Township	10N
Legal Section	33
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	2
Census Block	2031
Census Tract	13100

Owner

Source: Saginaw County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4094 WILLARD RD, BIRCH RUN, MI 48415-8711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Feb 7, 2024	Deed of Trust, Mortgage · USDA Mortgage USDA
Oct 25, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 11, 2020	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Deed Document Number	202019607
Last Transfer Date	Oct 25, 2022
Transfer Doc	0000028009
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4094 WILLARD RD, BIRCH RUN, MI 48415-8711
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4094 WILLARD RD, BIRCH RUN, MI 48415-8711

Mortgage

Document Number	0000001997
Date	Jan 20, 2022
Instrument	2022001997

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2062

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4094 WILLARD RD, BIRCH RUN, MI 48415-8711
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4094 WILLARD RD, BIRCH RUN, MI 48415-8711

Mortgage

Document Number	0000002317
Date	Feb 7, 2024
Instrument	2024002317

Lender

Name	USDA
Type	Government Agency
Address	4300 GOODFELLOW BLVD BLDG 105E, SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	456 Months
Due	Feb 1, 2062

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 25, 2022
Property Address	4094 WILLARD RD, BIRCH RUN, MI 48415-8711
Document Number	0000028009
Instrument Date	Oct 25, 2022
Instrument	2022028009
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4094 WILLARD RD, 4094, BIRCH RUN, MI 48415-8711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4094 WILLARD RD, BIRCH RUN, MI 48415-8711

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 11, 2020
Property Address	4094 WILLARD RD, BIRCH RUN, MI 48415-8711
Document Number	2020019607
Instrument Date	Aug 5, 2020
Instrument	2020019607
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,286.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4094 WILLARD RD, 4094, BIRCH RUN, MI 48415-8711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4094 WILLARD RD, BIRCH RUN, MI 48415-8711

Mortgage

Document Number	2020019608
Date	Aug 11, 2020
Instrument	2020019608

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,300 (+30.63%)	$228,600 (+30.63%)
2025	$2,724.00 (+20.16%) Homeowner's exemption
2023		$87,500	$175,000
2022	$2,267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

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