4094 Ledgestone Dr, Troy, MI 48098 Property Records

Oakland County property record for 4094 Ledgestone Dr, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,034 sqft · built 1992
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$661,000 (Jul 2015)
Tax Bill	$11,045 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`88-20-17-351-021`

Property Details

APN / Parcel Number

Primary APN	`88-20-17-351-021`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	4,034 sqft Living Area
1st Floor Area	2,199 sqft
Basement Area	2,199 sqft
Unfinished Basement	2,199 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	143 ft deep x 98 ft wide
Garage Area	671 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	51 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4094 LEDGESTONE DR
City	TROY
State	MI
Zip	48098-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 17 RIVER PLACE SUB LOT 18 4-25-89 FR 300-012
Legal Range	11E
Legal Township	2N
Legal Section	17
Legal Subdivision	RIVER PLACE
Legal Lot Number	4,18
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	3
Census Block	3007
Census Tract	196800

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4094 LEDGESTONE DR, TROY, MI 48098-4318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ST JAMES MORTGAGE CORP
Apr 18, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2015 · Amount on Record
Deed Sale	Jul 7, 2015 · Amount on Record
Prior Sale	Jun 5, 2013 · Amount on Record
Deed Document Number	2015136580
Deed Book / Page	48364 / 615
Prior Transfer Date	Sep 16, 2013
Prior Transfer Doc	0000255818
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4094 LEDGESTONE DR, TROY, MI 48098-4318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161672
Date	Aug 13, 2020
Book Page	54658/601
Instrument	161672

Lender

Name	ST JAMES MORTGAGE CORP
Type	Mortgage Company
Address	BLOOMFIELD HILLS, MI 48304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2030

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4094 LEDGESTONE DR, TROY, MI 48098-4318
Document Number	0000095341
Book / Page	050668 / 000626
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4094 LEDGESTONE DR TROY MI 480984318, TROY, MI 48098-4318

Mortgage

Document Number	0000095341
Date	May 15, 2017
Book Page	050668/000626
Instrument	95341

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,045.00 (-7.95%)
2023			$691,820
2022	$11,999.00	$345,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: T-Mobile.

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